Archive for the ‘Charlie’ Category
Tuesday, March 9th, 2010
This question comes to us in many forms. Do I have full coverage? Do I have good coverage? Am I fully protected?
The answer to these questions can be different for each of our clients. Our Mission Statement says: “Spencer Insurance Agency, Inc. recommends and provides insurance products and services to our clients that best meets [...]
Tags: costly mistake, driver education, drivers education, protect your home, safe teen driver, Teen Driver, Teen Driver Safety, True costs of insurance
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Tuesday, March 2nd, 2010
Last September Tammy and I lost a good friend and client, Cathy Garry, to cancer. Cathy’s first fight was with breast cancer. After she successfully battled this terrible disease she was diagnosed with cervical cancer. All of us who knew Cathy were amazed at her spirit. Whenever we got together with Cathy and Jim the [...]
Tags: Cancer, fundraiser for cancer, just keep talking referral program, kids with cancer
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Friday, February 12th, 2010
Wow! Did I hear 47 inches of snow in one week here in Philly?
There are several things you should do to prevent claims on your auto and home insurance.
Your auto insurance:
Since many back streets are still snow covered and that snow is packed and like ice, you need to allow a lot more time to [...]
Tags: accident, driver education, drivers education, Home safety, parent of teen driver, protect your home, safe teen driver, stress and the teen driver, Teen Driver, Teen Driver Safety, teen winter driving, winter car safety kit, winter driving, winter driving tips
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Thursday, January 14th, 2010
In a recent blog I suggested to everyone that you should be outraged at the fact that Pennsylvania does not have stricter teen driver safety laws.
Now an organization has been formed to target distracted drivers. As U.S. Transportation Secretary Ray LaHood states “Every single time you take your eyes off the road or talk on [...]
Tags: accident, driver education, drivers education, graduated drivers license, Insurance Institute of Highway Safety, parent of teen driver, parents of teen drivers, protect your home, safe driving, safe teen driver, stress and the teen driver, Teen Driver, teen driver education, Teen Driver Safety, teen driver/parent contract, teen driving contract
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Tuesday, January 5th, 2010
Tragically car accidents continue to be the primary cause of teenager deaths. In our area we had three accidents that caused the death of 6 teen drivers in two months.
I have teamed up with the Society of Family Insurance Specialists (SFIS) in striving to reduce that statistic by providing parents a free online 16 step ‘Teach [...]
Tags: accident, Cost of Insurance, driver education, drivers education, GPS monitoring system, graduated drivers license, Insurance Institute of Highway Safety, parent of teen driver, parents of teen drivers, safe driving, safe teen driver, safe teen driving, seat belt, stress and the teen driver, teen consequences, Teen Driver, teen driver bumper sticker, teen driver education, Teen Driver Safety, teen driver/parent contract, Teen drivier, teen driving, teen driving contract, teen safety
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Monday, December 28th, 2009
In December there were three fatal accidents in our area taking the lives of six teen passengers.
In 41 states there are Teen Driver Laws that limit the number of passengers that can be in a teen driver’s car. Sadly, Pennsylvania is one of nine states without a law limiting the number of passengers in a [...]
Tags: accident, Cell phone ban, costly mistake, driver education, GPS monitoring system, graduated drivers license, Insurance Institute of Highway Safety, parent of teen driver, parents of teen drivers, safe driving, safe teen driver, safe teen driving, seat belt, stress and the teen driver, teen consequences, Teen Driver, teen driver bumper sticker, teen driver education, teen driver expectations, teen driver insurance, Teen Driver Safety, teen driver/parent contract, Teen drivier, teen driving, teen driving contract, winter driving tips
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Wednesday, November 11th, 2009
Don’t Take that chance! Don’t drop your auto insurance on a seasonal vehicle unless you have surrendered your tag to PennDOT and talked to me. Pennsylvania allows you to drop your auto insurance on a seasonal vehicle as long as it is not registered.
If you do not surrender the tag you could have severe consequences. [...]
Tags: accident, Cost of Insurance, costly mistake, drivers education, True costs of insurance, wedding insurance, winter car safety kit, winter driving, winter driving tips
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Wednesday, October 7th, 2009
Many factors will play into your decision, but you should be aware of a recent study.
On September 25, 2009 MSNBC.com had an article titled “1 in 4 teens with own car has been in a crash.”
The research was based on a nationally representative survey of more than 5500 teens in grades nine through 11. More [...]
Tags: Cell phone ban, Cost of Insurance, costly mistake, driver education, GPS monitoring system, graduated drivers license, parent of teen driver, protect your home, safe driving, safe teen driver, seat belt, stress and the teen driver, teen consequences, teen driver bumper sticker, teen driver education, teen driver insurance, teen driver/parent contract, teen driving contract
Posted in Charlie, Teen Driver Safety | No Comments »
Tuesday, September 8th, 2009
Fall is “Back to School” time. This means more traffic on the roads especially in the morning as parents take their children to school. It is also a time when more teen drivers are on the road and we need to be more alert.
This is a great time to remind your teen drivers that driving [...]
Tags: accident, Cost of Insurance, costly mistake, drivers education, GPS monitoring system, graduated drivers license, Insurance Institute of Highway Safety, parent of teen driver, parents of teen drivers, safe driving, teen driver insurance, Teen Driver Safety, Teen drivier, teen driving, teen driving contract, teen safety, True costs of insurance
Posted in Charlie, Teen Driver Safety | No Comments »
Tuesday, September 1st, 2009
September is Life Insurance Awareness Month.
Please take some time and read “Rachel’s Story.” Rachel was kind enough to share her story with me so I could stress the importance of buying life insurance before it is too late. Just like many things in life, we do not truly appreciate something until we can’t have it. [...]
Tags: accident, family income, family protection, Life insurance, term insurance, wedding
Posted in Charlie, Life insurance | No Comments »