http://www.spencerinsurance.com/blog The Official Blog of Spencer Insurance Agency, Inc. Tue, 31 Jan 2012 07:22:52 +0000 en hourly 1 http://wordpress.org/?v= http://www.spencerinsurance.com/blog/help-us-help-a-charity/ http://www.spencerinsurance.com/blog/help-us-help-a-charity/#comments Tue, 31 Jan 2012 07:22:52 +0000 Charlie Spencer http://www.spencerinsurance.com/blog/?p=729 Thank you to all our clients who have suggested charities to benefit from the Spencer Referral Reward$ Program! For the first quarter of 2012, Spencer Insurance Agency will donate $5 for every referral you send us to the St. Vincent de Paul Society.  St. Vincent de Paul is all about “Neighbors helping Neighbors.”  With today’s Continue reading →

]]> Thank you to all our clients who have suggested charities to benefit from the Spencer Referral Reward$ Program! For the first quarter of 2012, Spencer Insurance Agency will donate $5 for every referral you send us to the St. Vincent de Paul Society.  St. Vincent de Paul is all about “Neighbors helping Neighbors.”  With today’s Continue reading →

]]> http://www.spencerinsurance.com/blog/help-us-help-a-charity/feed/ 0 http://www.spencerinsurance.com/blog/q-why-are-my-homeowner%e2%80%99s-insurance-rates-going-up-when-i-never-filed-a-claim/ http://www.spencerinsurance.com/blog/q-why-are-my-homeowner%e2%80%99s-insurance-rates-going-up-when-i-never-filed-a-claim/#comments Tue, 24 Jan 2012 08:28:44 +0000 Charlie Spencer http://www.spencerinsurance.com/blog/?p=728 A: Yes, most of our clients are seeing rate increases on their Homeowner’s Insurance even when they have not made a claim.  There are many reasons why this is happening. Let’s look at a few reasons: Due to the number of natural disasters that have occurred in the last few years there has been a Continue reading →

]]> A: Yes, most of our clients are seeing rate increases on their Homeowner’s Insurance even when they have not made a claim.  There are many reasons why this is happening. Let’s look at a few reasons: Due to the number of natural disasters that have occurred in the last few years there has been a Continue reading →

]]> http://www.spencerinsurance.com/blog/q-why-are-my-homeowner%e2%80%99s-insurance-rates-going-up-when-i-never-filed-a-claim/feed/ 0 http://www.spencerinsurance.com/blog/new-pa-teen-driver-law-became-effective-on-december-24-2011/ http://www.spencerinsurance.com/blog/new-pa-teen-driver-law-became-effective-on-december-24-2011/#comments Tue, 17 Jan 2012 08:04:23 +0000 Charlie Spencer http://www.spencerinsurance.com/blog/?p=727 Starting December 24, 2011 the new Pennsylvania Teen Driver Law (Act 81 of 2011) became law.  Are you familiar with the changes?  Here are the highlights: The number of hours of supervised, behind the wheel skill building increased from 50 to 65. Ten of these hours must consist of nighttime driving and five of these Continue reading →

]]> Starting December 24, 2011 the new Pennsylvania Teen Driver Law (Act 81 of 2011) became law.  Are you familiar with the changes?  Here are the highlights: The number of hours of supervised, behind the wheel skill building increased from 50 to 65. Ten of these hours must consist of nighttime driving and five of these Continue reading →

]]> http://www.spencerinsurance.com/blog/new-pa-teen-driver-law-became-effective-on-december-24-2011/feed/ 0 http://www.spencerinsurance.com/blog/space-heater-safety-points/ http://www.spencerinsurance.com/blog/space-heater-safety-points/#comments Tue, 10 Jan 2012 08:47:36 +0000 Charlie Spencer http://www.spencerinsurance.com/blog/?p=725 This time of the year a lot of people bring out the old space heaters to save money when heating their homes. With this in mind, I thought I would share a great list of tips I saw the other day. Space Heater Safety Tips Do not use an extension cord or strip plug with Continue reading →

]]> This time of the year a lot of people bring out the old space heaters to save money when heating their homes. With this in mind, I thought I would share a great list of tips I saw the other day. Space Heater Safety Tips Do not use an extension cord or strip plug with Continue reading →

]]> http://www.spencerinsurance.com/blog/space-heater-safety-points/feed/ 0 http://www.spencerinsurance.com/blog/merry-christmas/ http://www.spencerinsurance.com/blog/merry-christmas/#comments Tue, 20 Dec 2011 13:14:05 +0000 Charlie Spencer http://www.spencerinsurance.com/blog/?p=723 Warm wishes for a peaceful and enjoyable Holiday Season! Thank You for your business and referrals this past year and best wishes for a healthy, happy and successful 2012 from all of us at Spencer Insurance Agency. We look forward to being of service to you in the coming year.  Let us know how we Continue reading →

]]> Warm wishes for a peaceful and enjoyable Holiday Season! Thank You for your business and referrals this past year and best wishes for a healthy, happy and successful 2012 from all of us at Spencer Insurance Agency. We look forward to being of service to you in the coming year.  Let us know how we Continue reading →

]]> http://www.spencerinsurance.com/blog/merry-christmas/feed/ 0 http://www.spencerinsurance.com/blog/driving-in-inclement-weather/ http://www.spencerinsurance.com/blog/driving-in-inclement-weather/#comments Tue, 13 Dec 2011 08:39:51 +0000 Charlie Spencer http://www.spencerinsurance.com/blog/?p=720 The Fall Colors have been beautiful the last few weeks.  Then all of the sudden I have a carpet of leaves on my front lawn, sidewalk and porch. Driving down the street last weekend with the wet leaves covering the road reminded me that the leaves soon will be replaced with ice and snow.  This Continue reading →

]]> The Fall Colors have been beautiful the last few weeks.  Then all of the sudden I have a carpet of leaves on my front lawn, sidewalk and porch. Driving down the street last weekend with the wet leaves covering the road reminded me that the leaves soon will be replaced with ice and snow.  This Continue reading →

]]> http://www.spencerinsurance.com/blog/driving-in-inclement-weather/feed/ 0 http://www.spencerinsurance.com/blog/what-happens-to-you-or-your-property-in-case-of-an-emergency/ http://www.spencerinsurance.com/blog/what-happens-to-you-or-your-property-in-case-of-an-emergency/#comments Tue, 06 Dec 2011 08:30:56 +0000 Charlie Spencer http://www.spencerinsurance.com/blog/?p=719 Imagine this. Disaster strikes – and we don’t know where to find you. As an element of our “Circle of Safety Client Protection System”, we created the “Emergency Contact Program.” I have developed a sheet of paper called the Disaster Preventer, which asks for your most recent contact information, (just to make sure we have Continue reading →

]]> Imagine this. Disaster strikes – and we don’t know where to find you. As an element of our “Circle of Safety Client Protection System”, we created the “Emergency Contact Program.” I have developed a sheet of paper called the Disaster Preventer, which asks for your most recent contact information, (just to make sure we have Continue reading →

]]> http://www.spencerinsurance.com/blog/what-happens-to-you-or-your-property-in-case-of-an-emergency/feed/ 0 http://www.spencerinsurance.com/blog/prepare-your-house-for-winter/ http://www.spencerinsurance.com/blog/prepare-your-house-for-winter/#comments Tue, 29 Nov 2011 08:22:06 +0000 Charlie Spencer http://www.spencerinsurance.com/blog/?p=718 I would like to share some tips with you as your prepare your house for winter.  Many of these tips will help you avoid potential homeowner’s insurance claims.  Also, now is the time to call your agent to make sure you have the proper coverage.  Having claims can increase your Homeowner’s insurance premiums.  So to Continue reading →

]]> I would like to share some tips with you as your prepare your house for winter.  Many of these tips will help you avoid potential homeowner’s insurance claims.  Also, now is the time to call your agent to make sure you have the proper coverage.  Having claims can increase your Homeowner’s insurance premiums.  So to Continue reading →

]]> http://www.spencerinsurance.com/blog/prepare-your-house-for-winter/feed/ 0 http://www.spencerinsurance.com/blog/happy-thanksgiving-3/ http://www.spencerinsurance.com/blog/happy-thanksgiving-3/#comments Tue, 22 Nov 2011 08:38:12 +0000 Charlie Spencer http://www.spencerinsurance.com/blog/?p=716 All of us at Spencer Insurance Agency wish you and your family a Happy Thanksgiving.  We are very thankful that you chose us for your insurance needs. We are also grateful for the many referrals you send us during the year. As my daughter, Laura, gets married this Saturday, I am very thankful that she Continue reading →

]]> All of us at Spencer Insurance Agency wish you and your family a Happy Thanksgiving.  We are very thankful that you chose us for your insurance needs. We are also grateful for the many referrals you send us during the year. As my daughter, Laura, gets married this Saturday, I am very thankful that she Continue reading →

]]> http://www.spencerinsurance.com/blog/happy-thanksgiving-3/feed/ 0 http://www.spencerinsurance.com/blog/storing-your-car-for-the-winter/ http://www.spencerinsurance.com/blog/storing-your-car-for-the-winter/#comments Tue, 15 Nov 2011 08:18:09 +0000 Charlie Spencer http://www.spencerinsurance.com/blog/?p=715 This is the time of year when some of us store our vehicles for the winter.  We won’t be driving it until Spring when the weather gets better.  If you store your car, can you drop the car insurance? Pennsylvania law does not allow you to have a car registered that does not have car Continue reading →

]]> This is the time of year when some of us store our vehicles for the winter.  We won’t be driving it until Spring when the weather gets better.  If you store your car, can you drop the car insurance? Pennsylvania law does not allow you to have a car registered that does not have car Continue reading →

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