Spencer Insurance Blog

Many factors will play into your decision, but you should be aware of a recent study.  On September 25, 2009 MSNBC.com had an article titled “1 in 4 teens with own car has been in a crash.”  The research was based on a nationally representative survey of more than 5500 teens in grades nine through 11.  More [...]

Fall is “Back to School” time.  This means more traffic on the roads especially in the morning as parents take their children to school.  It is also a time when more teen drivers are on the road and we need to be more alert.  This is a great time to remind your teen drivers that driving [...]

During these challenging times, many families are having to make tough choices about how they allocate their money, especially families with teen drivers.  So, if your teen will soon be getting his driver’s license, you may be considering ways to reduce the high cost of insurance.    Sometimes parents with good driving records believe they can save money by buying [...]

Yes, that is my beloved Honda Accord.  About one week ago Tammy and I were traveling through an intersection when the other car pictured appeared in front of us.  The driver of the other car a 17 year old went through a red light.  I had no time to react and I hit him broad side. I [...]

We at Spencer Insurance Agency are very excited today as we found out that the readers once again for 2009 voted Spencer Insurance Agency the #1 Insurance Agency and the #1 Life Insurance Agent in the 2009 Montgomery Newspaper’s Readers Choice Awards. We appreciate the trust that you put in our agency.  We are always looking [...]

On Wednesday Governor Corzine of New Jersey signed what is now being called the toughest Graduated License Law (GDL) in the country.  There were two laws passed.  The first law toughens the GDL so that a teen with a GDL can have only one passenger (other than siblings) in the car with them. Since distraction [...]

Prom season is upon us with all the excitement and challenges associated with this major event in your teen’s life.  Your family may be hosting a pre or post prom party for your teen’s friends.     Normally I focus on keeping your teen safe in the car, but it’s equally important that she and her friends are safe [...]

A friend of mine sent me this picture in an email today.  It shows the consequences of texting while driving.  An 18 year old girl plowed directly into the rear of another vehicle while going 70 MPH.  She apparently never saw them as she was texting at the time.  What I won’t show you now [...]

I was having lunch today reading the Wall Street Journal and couldn’t believe what I was reading on the front page. “In the land of ‘Live Free or Die” some refuse to buckle under pressure.”    Our family vacationed in New Hampshire for years and I would recommend you spend some free time there, BUT wear [...]

  We read a lot about the reasons that teenage drivers are more likely to have accidents than older, more experienced drivers.  Speed, over correction, and distractions in the car are cited as being some of the most frequent contributors to teenage driving accidents.  But, let’s take a moment to examine your teen’s state of mind when [...]