Spencer Insurance Blog

Starting December 24, 2011 the new Pennsylvania Teen Driver Law (Act 81 of 2011) became law.  Are you familiar with the changes?  Here are the highlights: The number of hours of supervised, behind the wheel skill building increased from 50 to 65. Ten of these hours must consist of nighttime driving and five of these Continue reading →

Here are some tips from Ret. Master Police Officer III, James Poer. According to the National Highway Traffic Safety Administration (NHTSA), the time between Memorial Day and Labor Day is the deadliest for drivers 15-20 years of age. That means parents need to be especially vigilant in communicating and enforcing their expectations and rules related Continue reading →

A GMAC Insurance survey found that 1 in 5 American drivers are unfit for the road. The 7th annual survey found that Kansas Drivers remain the most knowledgeable.  Here area few highlights of the study: Males are better drivers? The Northeast is the worst driving region The Older the driver the wiser 1 of 3 Continue reading →

I want to thank Kathy Nolan Edwards, a friend and client for passing on to me a link about Texting while driving.  Check out this emotional video.  It is at the bottom of our Resources Page.  Simply stated, Texting while driving KILLS!   What can you do? If you are a parent  have your teen drivers Continue reading →

Time is moving fast. One fourth of the year is nearly gone.  Hopefully, during the first quarter you took advantage of the abundant snowfall by taking your teen driver out for a lesson in driving in the snow.  There is no better way to get experience driving in the snow that with the supervision of Continue reading →

To the editor: March 8, 2011  Once again, our State Rep, Josh Shapiro, introduced legislation to ban the use of hand held cell phones and texting while driving.  Once again our elected officials failed us by not passing this ban.  We should be outraged!  Pennsylvania is one of a few states left that does not Continue reading →

That’s right, distracted drivers are causing more accidents and killing more people than drunk drivers. We at Spencer Insurance are doing something about this and we want to help you and your family avoid the dangers of distracted driving. When discussing  distracted driving, most people talk about cell phones and texting  This is a major Continue reading →

Okay, how many New Year’s Resolutions have you already broken?  Here are some you can make now and keep the rest of the year:  Everyone in my car will wear a seatbelt while driving. I will give my full attention to driving: this means no texting, no cell phone, no arguments, and no multi-tasking while Continue reading →

I was at a town hall meeting in my neighborhood in late September when Representative Josh Shapiro commented that he hoped a bill would pass before the legislators in PA adjourned in a couple weeks.  The bill was a ban on hand held cell phone use and texting while driving.  I welcome this ban and Continue reading →

I originally wrote this article  for one of our newsletters a few years ago.  It is still a timely article and worth repeating. A few years ago I had three children going back to college.  Three “move in days,” in the hot and humid days of August, lugging all their “stuff” to their dorm rooms and Continue reading →