We at Spencer Insurance Agency are very excited today as we found out that the readers once again for 2009 voted Spencer Insurance Agency the #1 Insurance Agency and the #1 Life Insurance Agent in the 2009 Montgomery Newspaper’s Readers Choice Awards. We appreciate the trust that you put in our agency. We are always Continue reading →
On Wednesday Governor Corzine of New Jersey signed what is now being called the toughest Graduated License Law (GDL) in the country. There were two laws passed. The first law toughens the GDL so that a teen with a GDL can have only one passenger (other than siblings) in the car with them. Since distraction Continue reading →
Prom season is upon us with all the excitement and challenges associated with this major event in your teen’s life. Your family may be hosting a pre or post prom party for your teen’s friends. Normally I focus on keeping your teen safe in the car, but it’s equally important that she and her friends Continue reading →
A friend of mine sent me this picture in an email today. It shows the consequences of texting while driving. An 18 year old girl plowed directly into the rear of another vehicle while going 70 MPH. She apparently never saw them as she was texting at the time. What I won’t show you now Continue reading →
I was having lunch today reading the Wall Street Journal and couldn’t believe what I was reading on the front page. “In the land of ‘Live Free or Die” some refuse to buckle under pressure.” Our family vacationed in New Hampshire for years and I would recommend you spend some free time there, BUT Continue reading →
We read a lot about the reasons that teenage drivers are more likely to have accidents than older, more experienced drivers. Speed, over correction, and distractions in the car are cited as being some of the most frequent contributors to teenage driving accidents. But, let’s take a moment to examine your teen’s state of Continue reading →
I recently read that my state rep, Josh Shapiro along with another law maker is leading a push to ban text messaging and hand-held cell phones. I applaud these two lawmakers in their efforts and hope we see the bans. Many people feel that we should not legislate behavior however sometimes the state needs Continue reading →
I hope everyone enjoyed the holidays. I want to wish everyone a happy and healthy New Year. This year I will continue to offer you ways to keep your teen drivers safe. Car accidents are the leading cause of severe injuries and death among teenagers all across the U.S. and inexperience is the leading factor Continue reading →
The Fall Colors have been beautiful the last few weeks. Then all of the sudden I have a carpet of leaves on my front lawn, sidewalk and porch. The leaves always seem to fall the week after our township scheduled our leaf pick up, but they will be back again in a couple weeks and Continue reading →
Last time I talked about the importance of a driving contract between a parent and child that sets the ground rules for your child’s safe driving. I also mentioned the importance of writing this down and having a list of consequences for breaking the rules. This is a great start but the Continue reading →