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<channel>
	<title>Spencer Insurance Blog &#187; Value Added Services</title>
	<atom:link href="http://www.spencerinsurance.com/blog/category/charlie/value-added-services/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.spencerinsurance.com/blog</link>
	<description>The Official Blog of Spencer Insurance Agency, Inc.</description>
	<lastBuildDate>Tue, 31 Jan 2012 07:22:52 +0000</lastBuildDate>
	<language>en</language>
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		<item>
		<title>Help us help a Charity</title>
		<link>http://www.spencerinsurance.com/blog/help-us-help-a-charity/</link>
		<comments>http://www.spencerinsurance.com/blog/help-us-help-a-charity/#comments</comments>
		<pubDate>Tue, 31 Jan 2012 07:22:52 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Value Added Services]]></category>
		<category><![CDATA[Charity]]></category>
		<category><![CDATA[neighbors helping neighbors]]></category>
		<category><![CDATA[Referral rewards program]]></category>
		<category><![CDATA[Spencer Big spin]]></category>
		<category><![CDATA[Spencer Referral Reward$]]></category>
		<category><![CDATA[St Vincent DePaul Society]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=729</guid>
		<description><![CDATA[<p>Thank you to all our clients who have suggested charities to benefit from the Spencer Referral Reward$ Program! For the first quarter of 2012, Spencer Insurance Agency will donate $5 for every referral you send us to the St. Vincent de Paul Society.  St. Vincent de Paul is all about “Neighbors helping Neighbors.”  With today’s <a href="http://www.spencerinsurance.com/blog/help-us-help-a-charity/#more-729" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fhelp-us-help-a-charity%2F&amp;title=Help%20us%20help%20a%20Charity" id="wpa2a_2"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>Thank you to all our clients who have suggested charities to benefit from the Spencer Referral Reward$ Program! For the first quarter of 2012, Spencer Insurance Agency will donate $5 for every referral you send us to the St. Vincent de Paul Society.  St. Vincent de Paul is all about “Neighbors helping Neighbors.”  With today’s <a href="http://www.spencerinsurance.com/blog/help-us-help-a-charity/#more-729" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fhelp-us-help-a-charity%2F&amp;title=Help%20us%20help%20a%20Charity" id="wpa2a_4"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Q: Why are my Homeowner’s Insurance rates going up when I never filed a claim?</title>
		<link>http://www.spencerinsurance.com/blog/q-why-are-my-homeowner%e2%80%99s-insurance-rates-going-up-when-i-never-filed-a-claim/</link>
		<comments>http://www.spencerinsurance.com/blog/q-why-are-my-homeowner%e2%80%99s-insurance-rates-going-up-when-i-never-filed-a-claim/#comments</comments>
		<pubDate>Tue, 24 Jan 2012 08:28:44 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Value Added Services]]></category>
		<category><![CDATA[home insurance rates]]></category>
		<category><![CDATA[Home safety]]></category>
		<category><![CDATA[homeowner's insurance]]></category>
		<category><![CDATA[homeowner's insurance rates]]></category>
		<category><![CDATA[homeowners insurance in Montgomery county]]></category>
		<category><![CDATA[insurance premiums]]></category>
		<category><![CDATA[rising cost of homeowner's insurance]]></category>
		<category><![CDATA[why are homeowner's insurance rates rising]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=728</guid>
		<description><![CDATA[<p>A: Yes, most of our clients are seeing rate increases on their Homeowner’s Insurance even when they have not made a claim.  There are many reasons why this is happening. Let’s look at a few reasons: Due to the number of natural disasters that have occurred in the last few years there has been a <a href="http://www.spencerinsurance.com/blog/q-why-are-my-homeowner%e2%80%99s-insurance-rates-going-up-when-i-never-filed-a-claim/#more-728" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fq-why-are-my-homeowner%25e2%2580%2599s-insurance-rates-going-up-when-i-never-filed-a-claim%2F&amp;title=Q%3A%20Why%20are%20my%20Homeowner%E2%80%99s%20Insurance%20rates%20going%20up%20when%20I%20never%20filed%20a%20claim%3F" id="wpa2a_6"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>A: Yes, most of our clients are seeing rate increases on their Homeowner’s Insurance even when they have not made a claim.  There are many reasons why this is happening. Let’s look at a few reasons: Due to the number of natural disasters that have occurred in the last few years there has been a <a href="http://www.spencerinsurance.com/blog/q-why-are-my-homeowner%e2%80%99s-insurance-rates-going-up-when-i-never-filed-a-claim/#more-728" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fq-why-are-my-homeowner%25e2%2580%2599s-insurance-rates-going-up-when-i-never-filed-a-claim%2F&amp;title=Q%3A%20Why%20are%20my%20Homeowner%E2%80%99s%20Insurance%20rates%20going%20up%20when%20I%20never%20filed%20a%20claim%3F" id="wpa2a_8"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What Happens to you or your property in case of an emergency?</title>
		<link>http://www.spencerinsurance.com/blog/what-happens-to-you-or-your-property-in-case-of-an-emergency/</link>
		<comments>http://www.spencerinsurance.com/blog/what-happens-to-you-or-your-property-in-case-of-an-emergency/#comments</comments>
		<pubDate>Tue, 06 Dec 2011 08:30:56 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Value Added Services]]></category>
		<category><![CDATA[auto insurance emergency contact]]></category>
		<category><![CDATA[contact someone in an emergency]]></category>
		<category><![CDATA[emergency contact program]]></category>
		<category><![CDATA[homeowner's insurance emergency contact]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=719</guid>
		<description><![CDATA[<p>Imagine this. Disaster strikes – and we don’t know where to find you. As an element of our “Circle of Safety Client Protection System”, we created the “Emergency Contact Program.” I have developed a sheet of paper called the Disaster Preventer, which asks for your most recent contact information, (just to make sure we have <a href="http://www.spencerinsurance.com/blog/what-happens-to-you-or-your-property-in-case-of-an-emergency/#more-719" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fwhat-happens-to-you-or-your-property-in-case-of-an-emergency%2F&amp;title=What%20Happens%20to%20you%20or%20your%20property%20in%20case%20of%20an%20emergency%3F" id="wpa2a_10"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>Imagine this. Disaster strikes – and we don’t know where to find you. As an element of our “Circle of Safety Client Protection System”, we created the “Emergency Contact Program.” I have developed a sheet of paper called the Disaster Preventer, which asks for your most recent contact information, (just to make sure we have <a href="http://www.spencerinsurance.com/blog/what-happens-to-you-or-your-property-in-case-of-an-emergency/#more-719" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fwhat-happens-to-you-or-your-property-in-case-of-an-emergency%2F&amp;title=What%20Happens%20to%20you%20or%20your%20property%20in%20case%20of%20an%20emergency%3F" id="wpa2a_12"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Happy Thanksgiving</title>
		<link>http://www.spencerinsurance.com/blog/happy-thanksgiving-3/</link>
		<comments>http://www.spencerinsurance.com/blog/happy-thanksgiving-3/#comments</comments>
		<pubDate>Tue, 22 Nov 2011 08:38:12 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Value Added Services]]></category>
		<category><![CDATA[Hapy Thanksgiving]]></category>
		<category><![CDATA[referrals]]></category>
		<category><![CDATA[Thanksgiving]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=716</guid>
		<description><![CDATA[<p>All of us at Spencer Insurance Agency wish you and your family a Happy Thanksgiving.  We are very thankful that you chose us for your insurance needs. We are also grateful for the many referrals you send us during the year. As my daughter, Laura, gets married this Saturday, I am very thankful that she <a href="http://www.spencerinsurance.com/blog/happy-thanksgiving-3/#more-716" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fhappy-thanksgiving-3%2F&amp;title=Happy%20Thanksgiving" id="wpa2a_14"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>All of us at Spencer Insurance Agency wish you and your family a Happy Thanksgiving.  We are very thankful that you chose us for your insurance needs. We are also grateful for the many referrals you send us during the year. As my daughter, Laura, gets married this Saturday, I am very thankful that she <a href="http://www.spencerinsurance.com/blog/happy-thanksgiving-3/#more-716" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fhappy-thanksgiving-3%2F&amp;title=Happy%20Thanksgiving" id="wpa2a_16"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Storing your car for the winter. . .</title>
		<link>http://www.spencerinsurance.com/blog/storing-your-car-for-the-winter/</link>
		<comments>http://www.spencerinsurance.com/blog/storing-your-car-for-the-winter/#comments</comments>
		<pubDate>Tue, 15 Nov 2011 08:18:09 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Value Added Services]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[costly mistake]]></category>
		<category><![CDATA[dropping insurance]]></category>
		<category><![CDATA[pa dmv]]></category>
		<category><![CDATA[pa law for vehicles]]></category>
		<category><![CDATA[PennDOT]]></category>
		<category><![CDATA[seasonal auto insurance]]></category>
		<category><![CDATA[seasonal car registration]]></category>
		<category><![CDATA[storing vehicle for the winter]]></category>
		<category><![CDATA[winter storage of vehicle]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=715</guid>
		<description><![CDATA[<p>This is the time of year when some of us store our vehicles for the winter.  We won&#8217;t be driving it until Spring when the weather gets better.  If you store your car, can you drop the car insurance? Pennsylvania law does not allow you to have a car registered that does not have car <a href="http://www.spencerinsurance.com/blog/storing-your-car-for-the-winter/#more-715" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fstoring-your-car-for-the-winter%2F&amp;title=Storing%20your%20car%20for%20the%20winter.%20.%20." id="wpa2a_18"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>This is the time of year when some of us store our vehicles for the winter.  We won&#8217;t be driving it until Spring when the weather gets better.  If you store your car, can you drop the car insurance? Pennsylvania law does not allow you to have a car registered that does not have car <a href="http://www.spencerinsurance.com/blog/storing-your-car-for-the-winter/#more-715" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fstoring-your-car-for-the-winter%2F&amp;title=Storing%20your%20car%20for%20the%20winter.%20.%20." id="wpa2a_20"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Daylight Savings Time ends this weekend!</title>
		<link>http://www.spencerinsurance.com/blog/daylight-savings-time-ends-this-weekend/</link>
		<comments>http://www.spencerinsurance.com/blog/daylight-savings-time-ends-this-weekend/#comments</comments>
		<pubDate>Tue, 01 Nov 2011 08:05:18 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Home safety]]></category>
		<category><![CDATA[Value Added Services]]></category>
		<category><![CDATA[homeowner's insurance]]></category>
		<category><![CDATA[homeowners insurance in Montgomery county]]></category>
		<category><![CDATA[Insurance Institute of Highway Safety]]></category>
		<category><![CDATA[winter car safety kit]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=713</guid>
		<description><![CDATA[<p>I just wanted to remind you that Daylight Savings Time ends at 2:00 Pm on Sunday, November 6th. So, on Saturday night, make sure you move your clocks back an hour so you&#8217;ll be on time for your Sunday events.  Use the extra hour to change the batteries in your smoke alarms and flashlights. Keep <a href="http://www.spencerinsurance.com/blog/daylight-savings-time-ends-this-weekend/#more-713" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fdaylight-savings-time-ends-this-weekend%2F&amp;title=Daylight%20Savings%20Time%20ends%20this%20weekend%21" id="wpa2a_22"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>I just wanted to remind you that Daylight Savings Time ends at 2:00 Pm on Sunday, November 6th. So, on Saturday night, make sure you move your clocks back an hour so you&#8217;ll be on time for your Sunday events.  Use the extra hour to change the batteries in your smoke alarms and flashlights. Keep <a href="http://www.spencerinsurance.com/blog/daylight-savings-time-ends-this-weekend/#more-713" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fdaylight-savings-time-ends-this-weekend%2F&amp;title=Daylight%20Savings%20Time%20ends%20this%20weekend%21" id="wpa2a_24"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Did you receive our Email Alerts during Hurricane Irene?</title>
		<link>http://www.spencerinsurance.com/blog/did-you-receive-our-email-alerts-during-hurricane-irene/</link>
		<comments>http://www.spencerinsurance.com/blog/did-you-receive-our-email-alerts-during-hurricane-irene/#comments</comments>
		<pubDate>Tue, 18 Oct 2011 10:39:47 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Value Added Services]]></category>
		<category><![CDATA[flood]]></category>
		<category><![CDATA[flood alerts]]></category>
		<category><![CDATA[flood insurance]]></category>
		<category><![CDATA[hurricane alerts]]></category>
		<category><![CDATA[insurance safety tips]]></category>
		<category><![CDATA[National Flood Insurance Plan]]></category>
		<category><![CDATA[NFIP]]></category>
		<category><![CDATA[storm alerts]]></category>
		<category><![CDATA[Storm updates]]></category>
		<category><![CDATA[storm warnings]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=712</guid>
		<description><![CDATA[<p>During the recent hurricane, Spencer Insurance Agency sent email alerts to our clients.  These alerts were designed to both help you prepare for the approaching hurricane and help you recover after the hurricane.  We sent tips from FEMA and the American Red Cross along with a list of our companies’ claim reporting numbers. Unfortunately not <a href="http://www.spencerinsurance.com/blog/did-you-receive-our-email-alerts-during-hurricane-irene/#more-712" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fdid-you-receive-our-email-alerts-during-hurricane-irene%2F&amp;title=Did%20you%20receive%20our%20Email%20Alerts%20during%20Hurricane%20Irene%3F" id="wpa2a_26"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>During the recent hurricane, Spencer Insurance Agency sent email alerts to our clients.  These alerts were designed to both help you prepare for the approaching hurricane and help you recover after the hurricane.  We sent tips from FEMA and the American Red Cross along with a list of our companies’ claim reporting numbers. Unfortunately not <a href="http://www.spencerinsurance.com/blog/did-you-receive-our-email-alerts-during-hurricane-irene/#more-712" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fdid-you-receive-our-email-alerts-during-hurricane-irene%2F&amp;title=Did%20you%20receive%20our%20Email%20Alerts%20during%20Hurricane%20Irene%3F" id="wpa2a_28"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Protection For School Valuables</title>
		<link>http://www.spencerinsurance.com/blog/protection-for-school-valuables/</link>
		<comments>http://www.spencerinsurance.com/blog/protection-for-school-valuables/#comments</comments>
		<pubDate>Tue, 13 Sep 2011 08:27:28 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Value Added Services]]></category>
		<category><![CDATA[back to school]]></category>
		<category><![CDATA[college dorm]]></category>
		<category><![CDATA[coverage for college students property]]></category>
		<category><![CDATA[home owners insurance]]></category>
		<category><![CDATA[homeowner's insurance]]></category>
		<category><![CDATA[homeowners insurance and back to school]]></category>
		<category><![CDATA[protecting school supplies]]></category>
		<category><![CDATA[Protection for school valuables]]></category>
		<category><![CDATA[student housing insurance]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=700</guid>
		<description><![CDATA[<p>The days when children just took a pen, ruler and protractor in a pencil case, plus maybe some lunch money, to school are long gone. These days they carry a small fortune in electronic equipment, wear more expensive clothes and use designer-label sportswear for gym sessions. That means they&#8217;re more vulnerable to loss and you&#8217;re <a href="http://www.spencerinsurance.com/blog/protection-for-school-valuables/#more-700" class="more-link">Continue reading &rarr;</a></p>
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			<content:encoded><![CDATA[<p>The days when children just took a pen, ruler and protractor in a pencil case, plus maybe some lunch money, to school are long gone. These days they carry a small fortune in electronic equipment, wear more expensive clothes and use designer-label sportswear for gym sessions. That means they&#8217;re more vulnerable to loss and you&#8217;re <a href="http://www.spencerinsurance.com/blog/protection-for-school-valuables/#more-700" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fprotection-for-school-valuables%2F&amp;title=Protection%20For%20School%20Valuables" id="wpa2a_32"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<title>#1 Again this year!!  Thank You!!</title>
		<link>http://www.spencerinsurance.com/blog/1-again-this-year-thank-you/</link>
		<comments>http://www.spencerinsurance.com/blog/1-again-this-year-thank-you/#comments</comments>
		<pubDate>Tue, 10 May 2011 12:17:29 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Value Added Services]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[auto insurance referral]]></category>
		<category><![CDATA[home insurance]]></category>
		<category><![CDATA[homeonwers insurance]]></category>
		<category><![CDATA[homeowners insurance referral]]></category>
		<category><![CDATA[spencer insurance]]></category>
		<category><![CDATA[Spencer Insurance Agency]]></category>
		<category><![CDATA[Spencer Insurance Agency Inc.]]></category>
		<category><![CDATA[Spencer Referral Reward$]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=578</guid>
		<description><![CDATA[<p>Thank you for voting Spencer Insurance Agency the “#1 Insurance Agency” and the “#1 Life Insurance Agent” in the 2011 Montgomery Media’s Reader’s Choice Awards. This is the fourth year in a row you have voted us the best.  Thank you for the trust you place in our agency.  Our goal is to provide you <a href="http://www.spencerinsurance.com/blog/1-again-this-year-thank-you/#more-578" class="more-link">Continue reading &rarr;</a></p>
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			<content:encoded><![CDATA[<p>Thank you for voting Spencer Insurance Agency the “#1 Insurance Agency” and the “#1 Life Insurance Agent” in the 2011 Montgomery Media’s Reader’s Choice Awards. This is the fourth year in a row you have voted us the best.  Thank you for the trust you place in our agency.  Our goal is to provide you <a href="http://www.spencerinsurance.com/blog/1-again-this-year-thank-you/#more-578" class="more-link">Continue reading &rarr;</a></p>
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		<title>Happy Mother’s Day</title>
		<link>http://www.spencerinsurance.com/blog/happy-mother%e2%80%99s-day/</link>
		<comments>http://www.spencerinsurance.com/blog/happy-mother%e2%80%99s-day/#comments</comments>
		<pubDate>Tue, 03 May 2011 11:28:40 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Value Added Services]]></category>
		<category><![CDATA[mom]]></category>
		<category><![CDATA[mother's day]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=557</guid>
		<description><![CDATA[<p>I just wanted to remind everyone that Mother’s Day is Sunday May 8th. If you are a Mom, we want to honor and thank you for all you have done and continue to do.  I want to send out a special Mother&#8217;s Day greeting to my daughter Patty who gave birth to my first Grandchild <a href="http://www.spencerinsurance.com/blog/happy-mother%e2%80%99s-day/#more-557" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fhappy-mother%25e2%2580%2599s-day%2F&amp;title=Happy%20Mother%E2%80%99s%20Day" id="wpa2a_38"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>I just wanted to remind everyone that Mother’s Day is Sunday May 8th. If you are a Mom, we want to honor and thank you for all you have done and continue to do.  I want to send out a special Mother&#8217;s Day greeting to my daughter Patty who gave birth to my first Grandchild <a href="http://www.spencerinsurance.com/blog/happy-mother%e2%80%99s-day/#more-557" class="more-link">Continue reading &rarr;</a></p>
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