Archive for the ‘Home safety’ Category
Wednesday, September 1st, 2010
Another Labor Day Weekend is upon us. Did you know the first Labor Day celebration was in New York City on September 5, 1982?
According to the U.S. Department of Labor, Labor Day, the first Monday in September, is a creation of the labor movement and is dedicated to the social and economic achievements of American [...]
Tags: Home safety, homeowner's insurance, Labor Day, spencer insurance
Posted in Charlie, Home safety | No Comments »
Tuesday, August 3rd, 2010
A few years ago I had three children going back to college. Three “move in days,” in the hot and humid days of August, lugging all their “stuff” to their dorm rooms and apartments. It always seemed they were on the third or fourth floor. I thought my children had a lot of “stuff” until [...]
Tags: college dorm coverage, college resident life, dorm insurance, insurance for college students, moving into a dorm, student insurance
Posted in Charlie, Home safety | No Comments »
Tuesday, July 27th, 2010
The state of Pennsylvania and your local townships have some surprises for you if you need to rebuild your home if it were totally destroyed.
Starting January 1, 2011 any home in Pennsylvania that needs to be rebuilt are required to have a sprinkler system. Home builders are not happy with this new requirement and are [...]
Tags: fire insurance, home insurance, Home safety, protect your home, replacement cost, replacing your home, sprinkler law, sprinklers, True costs of insurance
Posted in Charlie, Home safety, Value Added Services | No Comments »
Tuesday, May 25th, 2010
This weekend is Memorial Day weekend and that marks the unofficial start of summer.
As always we want to provide you with some tips to help make your summer an enjoyable experience. A little preparation will help prevent you from having to file a claim, pay a deductible and see your auto or homeowner’s insurance rates [...]
Tags: home insurance, Home safety, Insurance Institute of Highway Safety, protect your home, summer, summer vacation tips, vacation tips
Posted in Charlie, Home safety, Value Added Services | No Comments »
Tuesday, March 23rd, 2010
Wow, what a winter! I am certainly glad Spring will be here soon.
After a winter like we just experienced there are many spring cleaning tips I can give you to help you reduce homeowner’s insurance claims and ultimately save you money. Here are some tips:
Change those batteries in all your smoke and carbon monoxide detectors. [...]
Tags: accident, costly mistake, drivers education, Home safety, Insurance Institute of Highway Safety
Posted in Charlie, Home safety, Value Added Services | No Comments »
Tuesday, March 16th, 2010
Well, last weekend we moved our clocks ahead one hour for Daylight Savings Time. Let’s hope this is a sign that Spring has arrived. What a winter!!! Time to think about lying on the beach at the Jersey Shore!
Daylight Savings Time is also a great time to remember to change the batteries in your smoke [...]
Tags: costly mistake, Home safety, Insurance Institute of Highway Safety
Posted in Charlie, Home safety, Value Added Services | No Comments »
Tuesday, October 28th, 2008
By Charlie Spencer CLU
Halloween!! It is that time of year again when all the little gremlins will be showing up at our doors. I thought I would pass on some reminders to protect you and the little gremlins.
Last year I saw a sign on a bank door instructing anyone in costume to take off their [...]
Tags: Home safety
Posted in Charlie, Home safety | No Comments »
Tuesday, August 26th, 2008
Your home is probably your most valuable asset. It is also a huge risk for you financially. So you need to protect your home from many hazards.
Recently I learned from a friend that the home of one of their family members was totally destroyed by fire. The cause of the fire was spontaneous combustion [...]
Tags: Home safety, protect your home
Posted in Charlie, Home safety | No Comments »