Spencer Insurance Blog

Starting December 24, 2011 the new Pennsylvania Teen Driver Law (Act 81 of 2011) became law.  Are you familiar with the changes?  Here are the highlights: The number of hours of supervised, behind the wheel skill building increased from 50 to 65. Ten of these hours must consist of nighttime driving and five of these Continue reading →

The Fall Colors have been beautiful the last few weeks.  Then all of the sudden I have a carpet of leaves on my front lawn, sidewalk and porch. Driving down the street last weekend with the wet leaves covering the road reminded me that the leaves soon will be replaced with ice and snow.  This Continue reading →

Most of you probably have children back in school, or returning to school soon.  We came across some bus safety tips we wanted to share with you. It might be a good idea to print these out and go over them with your loved ones. For some 25 million students nationwide, the school day begins Continue reading →

Don’t become a victim of Insurance Fraud.  With the state of the economy, some people look for quick schemes to make money.   Insurance Fraud manifests itself in many ways.  One way is the staged accident.  Are you a prime candidate to become a victim of a staged accident?  Here are some tips from Foremost Insurance Continue reading →

I want to thank Kathy Nolan Edwards, a friend and client for passing on to me a link about Texting while driving.  Check out this emotional video.  It is at the bottom of our Resources Page.  Simply stated, Texting while driving KILLS!   What can you do? If you are a parent  have your teen drivers Continue reading →

I was at a town hall meeting in my neighborhood in late September when Representative Josh Shapiro commented that he hoped a bill would pass before the legislators in PA adjourned in a couple weeks.  The bill was a ban on hand held cell phone use and texting while driving.  I welcome this ban and Continue reading →

Montgomery Media has just announced it winners of the 2010 Reader’s Choice Awards. Thank you for voting us #1 Insurance Agency and #1 Life Insurance Agent for the third straight year. We appreciate your confidence and Trust in our Agency. Please remember to refer your friends and family to our agency so they we can Continue reading →

Starting May 1st, New Jersey young drivers will face additional restrictions designed to help keep our teens safe. The new law requires a red reflective decal on the front and rear license plates of vehicles operated by a permit or probationary license holder under age 21.  These decals are removable should another driver who is Continue reading →

Wow, what a winter!  I am certainly glad Spring will be here soon. After a winter like we just experienced there are many spring cleaning tips I can give you to help you reduce homeowner’s insurance claims and ultimately save you money.  Here are some tips: Change those batteries in all your smoke and carbon Continue reading →

Wow!  Did I hear 47 inches of snow in one week here in Philly?  There are several things you should do to prevent claims on your auto and home insurance. Your auto insurance: Since many back streets are still snow covered and that snow is packed and like ice, you need to allow a lot Continue reading →