Spencer Insurance Blog » accident

Thank you for voting us #1

Charlie Spencer — Tue, 04 May 2010 14:20:47 +0000

Montgomery Media has just announced it winners of the 2010 Reader’s Choice Awards. Thank you for voting us #1 Insurance Agency and #1 Life Insurance Agent for the third straight year. We appreciate your confidence and Trust in our Agency. Please remember to refer your friends and family to our agency so they we can provide them with [...]

Keep Our Teens Safe!!

Charlie Spencer — Tue, 27 Apr 2010 19:56:11 +0000

Starting May 1st, New Jersey young drivers will face additional restrictions designed to help keep our teens safe. The new law requires a red reflective decal on the front and rear license plates of vehicles operated by a permit or probationary license holder under age 21. These decals are removable should another driver who is not [...]

Spring Cleaning tips to help you avoid Homeowner’s claims.

Charlie Spencer — Tue, 23 Mar 2010 16:33:38 +0000

Wow, what a winter! I am certainly glad Spring will be here soon. After a winter like we just experienced there are many spring cleaning tips I can give you to help you reduce homeowner’s insurance claims and ultimately save you money. Here are some tips: Change those batteries in all your smoke and carbon monoxide detectors. [...]

Tips to reduce snow claims

Charlie Spencer — Fri, 12 Feb 2010 17:03:26 +0000

Wow! Did I hear 47 inches of snow in one week here in Philly? There are several things you should do to prevent claims on your auto and home insurance. Your auto insurance: Since many back streets are still snow covered and that snow is packed and like ice, you need to allow a lot more time to [...]

New Advocacy group formed to combat distracted drivers

Charlie Spencer — Thu, 14 Jan 2010 14:24:26 +0000

In a recent blog I suggested to everyone that you should be outraged at the fact that Pennsylvania does not have stricter teen driver safety laws. Now an organization has been formed to target distracted drivers. As U.S. Transportation Secretary Ray LaHood states “Every single time you take your eyes off the road or talk on [...]

Free Online Home Study Driving Course Offered to Parents to Teach Their Teens to Drive Safely

Charlie Spencer — Tue, 05 Jan 2010 20:01:53 +0000

Tragically car accidents continue to be the primary cause of teenager deaths. In our area we had three accidents that caused the death of 6 teen drivers in two months. I have teamed up with the Society of Family Insurance Specialists (SFIS) in striving to reduce that statistic by providing parents a free online 16 step ‘Teach [...]

You should be outraged!

Charlie Spencer — Mon, 28 Dec 2009 21:38:45 +0000

In December there were three fatal accidents in our area taking the lives of six teen passengers. In 41 states there are Teen Driver Laws that limit the number of passengers that can be in a teen driver’s car. Sadly, Pennsylvania is one of nine states without a law limiting the number of passengers in a [...]

Can I drop auto insurance on my seasonal or broken down vehicle?

Charlie Spencer — Wed, 11 Nov 2009 19:02:53 +0000

Don’t Take that chance! Don’t drop your auto insurance on a seasonal vehicle unless you have surrendered your tag to PennDOT and talked to me. Pennsylvania allows you to drop your auto insurance on a seasonal vehicle as long as it is not registered. If you do not surrender the tag you could have severe consequences. [...]

Driving is a “Privilege” not a “Right”

Charlie Spencer — Tue, 08 Sep 2009 15:53:53 +0000

Fall is “Back to School” time. This means more traffic on the roads especially in the morning as parents take their children to school. It is also a time when more teen drivers are on the road and we need to be more alert. This is a great time to remind your teen drivers that driving [...]

Rachel’s Story

Charlie Spencer — Tue, 01 Sep 2009 13:38:07 +0000

September is Life Insurance Awareness Month. Please take some time and read “Rachel’s Story.” Rachel was kind enough to share her story with me so I could stress the importance of buying life insurance before it is too late. Just like many things in life, we do not truly appreciate something until we can’t have it. [...]