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	<title>Spencer Insurance Blog &#187; Cell phone ban</title>
	<atom:link href="http://www.spencerinsurance.com/blog/tag/cell-phone-ban/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.spencerinsurance.com/blog</link>
	<description>The Official Blog of Spencer Insurance Agency, Inc.</description>
	<lastBuildDate>Tue, 31 Jan 2012 07:22:52 +0000</lastBuildDate>
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		<title>New PA Teen Driver Law became effective on December 24, 2011</title>
		<link>http://www.spencerinsurance.com/blog/new-pa-teen-driver-law-became-effective-on-december-24-2011/</link>
		<comments>http://www.spencerinsurance.com/blog/new-pa-teen-driver-law-became-effective-on-december-24-2011/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 08:04:23 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[accident]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[Cell phone ban]]></category>
		<category><![CDATA[Cost of Insurance]]></category>
		<category><![CDATA[costly mistake]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[drivers education]]></category>
		<category><![CDATA[graduated drivers license]]></category>
		<category><![CDATA[Insurance Institute of Highway Safety]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[safe driving]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[seat belt]]></category>
		<category><![CDATA[spencer insurance]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[teen consequences]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[teen driver education]]></category>
		<category><![CDATA[teen driver expectations]]></category>
		<category><![CDATA[teen driver insurance]]></category>
		<category><![CDATA[teen driver/parent contract]]></category>
		<category><![CDATA[teen safety]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=727</guid>
		<description><![CDATA[<p>Starting December 24, 2011 the new Pennsylvania Teen Driver Law (Act 81 of 2011) became law.  Are you familiar with the changes?  Here are the highlights: The number of hours of supervised, behind the wheel skill building increased from 50 to 65. Ten of these hours must consist of nighttime driving and five of these <a href="http://www.spencerinsurance.com/blog/new-pa-teen-driver-law-became-effective-on-december-24-2011/#more-727" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fnew-pa-teen-driver-law-became-effective-on-december-24-2011%2F&amp;title=New%20PA%20Teen%20Driver%20Law%20became%20effective%20on%20December%2024%2C%202011" id="wpa2a_2"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>Starting December 24, 2011 the new Pennsylvania Teen Driver Law (Act 81 of 2011) became law.  Are you familiar with the changes?  Here are the highlights: The number of hours of supervised, behind the wheel skill building increased from 50 to 65. Ten of these hours must consist of nighttime driving and five of these <a href="http://www.spencerinsurance.com/blog/new-pa-teen-driver-law-became-effective-on-december-24-2011/#more-727" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fnew-pa-teen-driver-law-became-effective-on-december-24-2011%2F&amp;title=New%20PA%20Teen%20Driver%20Law%20became%20effective%20on%20December%2024%2C%202011" id="wpa2a_4"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Prepare Your Teen for Summertime Driving</title>
		<link>http://www.spencerinsurance.com/blog/prepare-your-teen-for-summertime-driving/</link>
		<comments>http://www.spencerinsurance.com/blog/prepare-your-teen-for-summertime-driving/#comments</comments>
		<pubDate>Tue, 21 Jun 2011 10:47:05 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[Cell phone ban]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[graduated drivers license]]></category>
		<category><![CDATA[Insurance Institute of Highway Safety]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[protect your home]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[teen driver education]]></category>
		<category><![CDATA[teen driver/parent contract]]></category>
		<category><![CDATA[texting while driving]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=618</guid>
		<description><![CDATA[<p>Here are some tips from Ret. Master Police Officer III, James Poer. According to the National Highway Traffic Safety Administration (NHTSA), the time between Memorial Day and Labor Day is the deadliest for drivers 15-20 years of age. That means parents need to be especially vigilant in communicating and enforcing their expectations and rules related <a href="http://www.spencerinsurance.com/blog/prepare-your-teen-for-summertime-driving/#more-618" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fprepare-your-teen-for-summertime-driving%2F&amp;title=Prepare%20Your%20Teen%20for%20Summertime%20Driving" id="wpa2a_6"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>Here are some tips from Ret. Master Police Officer III, James Poer. According to the National Highway Traffic Safety Administration (NHTSA), the time between Memorial Day and Labor Day is the deadliest for drivers 15-20 years of age. That means parents need to be especially vigilant in communicating and enforcing their expectations and rules related <a href="http://www.spencerinsurance.com/blog/prepare-your-teen-for-summertime-driving/#more-618" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fprepare-your-teen-for-summertime-driving%2F&amp;title=Prepare%20Your%20Teen%20for%20Summertime%20Driving" id="wpa2a_8"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		</item>
		<item>
		<title>Great Video about Texting while driving.  Check it Out!</title>
		<link>http://www.spencerinsurance.com/blog/great-video-about-texting-while-driving-check-it-out/</link>
		<comments>http://www.spencerinsurance.com/blog/great-video-about-texting-while-driving-check-it-out/#comments</comments>
		<pubDate>Wed, 30 Mar 2011 21:55:37 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Life insurance]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[Value Added Services]]></category>
		<category><![CDATA[accident]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[Cell phone ban]]></category>
		<category><![CDATA[costly mistake]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[graduated drivers license]]></category>
		<category><![CDATA[parents of teen drivers]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[spencer insurance]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[teen driver education]]></category>
		<category><![CDATA[teen driver expectations]]></category>
		<category><![CDATA[texting while driving]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=523</guid>
		<description><![CDATA[<p>I want to thank Kathy Nolan Edwards, a friend and client for passing on to me a link about Texting while driving.  Check out this emotional video.  It is at the bottom of our Resources Page.  Simply stated, Texting while driving KILLS!   What can you do? If you are a parent  have your teen drivers <a href="http://www.spencerinsurance.com/blog/great-video-about-texting-while-driving-check-it-out/#more-523" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fgreat-video-about-texting-while-driving-check-it-out%2F&amp;title=Great%20Video%20about%20Texting%20while%20driving.%20%20Check%20it%20Out%21" id="wpa2a_10"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>I want to thank Kathy Nolan Edwards, a friend and client for passing on to me a link about Texting while driving.  Check out this emotional video.  It is at the bottom of our Resources Page.  Simply stated, Texting while driving KILLS!   What can you do? If you are a parent  have your teen drivers <a href="http://www.spencerinsurance.com/blog/great-video-about-texting-while-driving-check-it-out/#more-523" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fgreat-video-about-texting-while-driving-check-it-out%2F&amp;title=Great%20Video%20about%20Texting%20while%20driving.%20%20Check%20it%20Out%21" id="wpa2a_12"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Letter to the Editor of Philadelphia Inquirer today.  This is the unedited version.</title>
		<link>http://www.spencerinsurance.com/blog/letter-to-the-editor-of-philadelphia-inquirer-today-this-is-the-unedited-version/</link>
		<comments>http://www.spencerinsurance.com/blog/letter-to-the-editor-of-philadelphia-inquirer-today-this-is-the-unedited-version/#comments</comments>
		<pubDate>Sun, 13 Mar 2011 20:08:07 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[Cell phone ban]]></category>
		<category><![CDATA[costly mistake]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[drivers education]]></category>
		<category><![CDATA[graduated drivers license]]></category>
		<category><![CDATA[Insurance Institute of Highway Safety]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[parents of teen drivers]]></category>
		<category><![CDATA[referrals]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[teen driver education]]></category>
		<category><![CDATA[teen driver expectations]]></category>
		<category><![CDATA[teen driver insurance]]></category>
		<category><![CDATA[teen driver/parent contract]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=514</guid>
		<description><![CDATA[<p>To the editor: March 8, 2011  Once again, our State Rep, Josh Shapiro, introduced legislation to ban the use of hand held cell phones and texting while driving.  Once again our elected officials failed us by not passing this ban.  We should be outraged!  Pennsylvania is one of a few states left that does not <a href="http://www.spencerinsurance.com/blog/letter-to-the-editor-of-philadelphia-inquirer-today-this-is-the-unedited-version/#more-514" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fletter-to-the-editor-of-philadelphia-inquirer-today-this-is-the-unedited-version%2F&amp;title=Letter%20to%20the%20Editor%20of%20Philadelphia%20Inquirer%20today.%20%20This%20is%20the%20unedited%20version." id="wpa2a_14"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>To the editor: March 8, 2011  Once again, our State Rep, Josh Shapiro, introduced legislation to ban the use of hand held cell phones and texting while driving.  Once again our elected officials failed us by not passing this ban.  We should be outraged!  Pennsylvania is one of a few states left that does not <a href="http://www.spencerinsurance.com/blog/letter-to-the-editor-of-philadelphia-inquirer-today-this-is-the-unedited-version/#more-514" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fletter-to-the-editor-of-philadelphia-inquirer-today-this-is-the-unedited-version%2F&amp;title=Letter%20to%20the%20Editor%20of%20Philadelphia%20Inquirer%20today.%20%20This%20is%20the%20unedited%20version." id="wpa2a_16"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Distracted Driving Kills More People Than Drunk Driving!</title>
		<link>http://www.spencerinsurance.com/blog/distracted-driving-kills-more-people-than-drunk-driving/</link>
		<comments>http://www.spencerinsurance.com/blog/distracted-driving-kills-more-people-than-drunk-driving/#comments</comments>
		<pubDate>Tue, 18 Jan 2011 13:27:02 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[Value Added Services]]></category>
		<category><![CDATA[Cell phone ban]]></category>
		<category><![CDATA[cell phone use in car]]></category>
		<category><![CDATA[Distracted driving]]></category>
		<category><![CDATA[distracted driving accidents]]></category>
		<category><![CDATA[distracted driving statistics]]></category>
		<category><![CDATA[Distractions while driving]]></category>
		<category><![CDATA[driving and texting]]></category>
		<category><![CDATA[driving while texting]]></category>
		<category><![CDATA[texting]]></category>
		<category><![CDATA[texting and driving]]></category>
		<category><![CDATA[texting ban]]></category>
		<category><![CDATA[texting while driving]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=437</guid>
		<description><![CDATA[<p>That&#8217;s right, distracted drivers are causing more accidents and killing more people than drunk drivers. We at Spencer Insurance are doing something about this and we want to help you and your family avoid the dangers of distracted driving. When discussing  distracted driving, most people talk about cell phones and texting  This is a major <a href="http://www.spencerinsurance.com/blog/distracted-driving-kills-more-people-than-drunk-driving/#more-437" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fdistracted-driving-kills-more-people-than-drunk-driving%2F&amp;title=Distracted%20Driving%20Kills%20More%20People%20Than%20Drunk%20Driving%21" id="wpa2a_18"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>That&#8217;s right, distracted drivers are causing more accidents and killing more people than drunk drivers. We at Spencer Insurance are doing something about this and we want to help you and your family avoid the dangers of distracted driving. When discussing  distracted driving, most people talk about cell phones and texting  This is a major <a href="http://www.spencerinsurance.com/blog/distracted-driving-kills-more-people-than-drunk-driving/#more-437" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fdistracted-driving-kills-more-people-than-drunk-driving%2F&amp;title=Distracted%20Driving%20Kills%20More%20People%20Than%20Drunk%20Driving%21" id="wpa2a_20"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Year&#8217;s Resolutions to Keep!</title>
		<link>http://www.spencerinsurance.com/blog/new-years-resolutions-to-keep/</link>
		<comments>http://www.spencerinsurance.com/blog/new-years-resolutions-to-keep/#comments</comments>
		<pubDate>Tue, 11 Jan 2011 15:00:35 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[Cell phone ban]]></category>
		<category><![CDATA[Cost of Insurance]]></category>
		<category><![CDATA[costly mistake]]></category>
		<category><![CDATA[new year's resolutions]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[safe driving]]></category>
		<category><![CDATA[safe driving tips]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[True costs of insurance]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=432</guid>
		<description><![CDATA[<p>Okay, how many New Year’s Resolutions have you already broken?  Here are some you can make now and keep the rest of the year:  Everyone in my car will wear a seatbelt while driving. I will give my full attention to driving: this means no texting, no cell phone, no arguments, and no multi-tasking while <a href="http://www.spencerinsurance.com/blog/new-years-resolutions-to-keep/#more-432" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fnew-years-resolutions-to-keep%2F&amp;title=New%20Year%26%238217%3Bs%20Resolutions%20to%20Keep%21" id="wpa2a_22"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>Okay, how many New Year’s Resolutions have you already broken?  Here are some you can make now and keep the rest of the year:  Everyone in my car will wear a seatbelt while driving. I will give my full attention to driving: this means no texting, no cell phone, no arguments, and no multi-tasking while <a href="http://www.spencerinsurance.com/blog/new-years-resolutions-to-keep/#more-432" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fnew-years-resolutions-to-keep%2F&amp;title=New%20Year%26%238217%3Bs%20Resolutions%20to%20Keep%21" id="wpa2a_24"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
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		<item>
		<title>Distracted Drivers – It’s not just the Teen Drivers</title>
		<link>http://www.spencerinsurance.com/blog/distracted-drivers-%e2%80%93-it%e2%80%99s-not-just-the-teen-drivers/</link>
		<comments>http://www.spencerinsurance.com/blog/distracted-drivers-%e2%80%93-it%e2%80%99s-not-just-the-teen-drivers/#comments</comments>
		<pubDate>Tue, 12 Oct 2010 12:00:09 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Home safety]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[accident]]></category>
		<category><![CDATA[Cell phone ban]]></category>
		<category><![CDATA[cell phone use in car]]></category>
		<category><![CDATA[Distracted Driver]]></category>
		<category><![CDATA[Distracted driving]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[graduated drivers license]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[teen driver education]]></category>
		<category><![CDATA[teen driving contract]]></category>
		<category><![CDATA[texting while driving]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=356</guid>
		<description><![CDATA[<p>I was at a town hall meeting in my neighborhood in late September when Representative Josh Shapiro commented that he hoped a bill would pass before the legislators in PA adjourned in a couple weeks.  The bill was a ban on hand held cell phone use and texting while driving.  I welcome this ban and <a href="http://www.spencerinsurance.com/blog/distracted-drivers-%e2%80%93-it%e2%80%99s-not-just-the-teen-drivers/#more-356" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fdistracted-drivers-%25e2%2580%2593-it%25e2%2580%2599s-not-just-the-teen-drivers%2F&amp;title=Distracted%20Drivers%20%E2%80%93%20It%E2%80%99s%20not%20just%20the%20Teen%20Drivers" id="wpa2a_26"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>I was at a town hall meeting in my neighborhood in late September when Representative Josh Shapiro commented that he hoped a bill would pass before the legislators in PA adjourned in a couple weeks.  The bill was a ban on hand held cell phone use and texting while driving.  I welcome this ban and <a href="http://www.spencerinsurance.com/blog/distracted-drivers-%e2%80%93-it%e2%80%99s-not-just-the-teen-drivers/#more-356" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fdistracted-drivers-%25e2%2580%2593-it%25e2%2580%2599s-not-just-the-teen-drivers%2F&amp;title=Distracted%20Drivers%20%E2%80%93%20It%E2%80%99s%20not%20just%20the%20Teen%20Drivers" id="wpa2a_28"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		</item>
		<item>
		<title>The Roads are crazy now that Schools are open again!</title>
		<link>http://www.spencerinsurance.com/blog/the-roads-are-crazy-now-that-schools-are-open-again/</link>
		<comments>http://www.spencerinsurance.com/blog/the-roads-are-crazy-now-that-schools-are-open-again/#comments</comments>
		<pubDate>Tue, 07 Sep 2010 15:12:56 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[Cell phone ban]]></category>
		<category><![CDATA[drivers education]]></category>
		<category><![CDATA[GPS monitoring system]]></category>
		<category><![CDATA[graduated drivers license]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[spencer insurance]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[teen driver education]]></category>
		<category><![CDATA[teen driver expectations]]></category>
		<category><![CDATA[teen driver insurance]]></category>
		<category><![CDATA[teen driver/parent contract]]></category>
		<category><![CDATA[texting]]></category>
		<category><![CDATA[texting ban]]></category>
		<category><![CDATA[texting while driving]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=337</guid>
		<description><![CDATA[<p>Now that Labor Day is behind us we see a lot more activity on the roads.  People are back from vacation, teachers and students are heading back to school and parents are busy driving their children to all their activities. This is a great time to discuss with your teen drivers the rules you set <a href="http://www.spencerinsurance.com/blog/the-roads-are-crazy-now-that-schools-are-open-again/#more-337" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fthe-roads-are-crazy-now-that-schools-are-open-again%2F&amp;title=The%20Roads%20are%20crazy%20now%20that%20Schools%20are%20open%20again%21" id="wpa2a_30"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>Now that Labor Day is behind us we see a lot more activity on the roads.  People are back from vacation, teachers and students are heading back to school and parents are busy driving their children to all their activities. This is a great time to discuss with your teen drivers the rules you set <a href="http://www.spencerinsurance.com/blog/the-roads-are-crazy-now-that-schools-are-open-again/#more-337" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fthe-roads-are-crazy-now-that-schools-are-open-again%2F&amp;title=The%20Roads%20are%20crazy%20now%20that%20Schools%20are%20open%20again%21" id="wpa2a_32"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<title>Summertime means your Teen drivers are on the move</title>
		<link>http://www.spencerinsurance.com/blog/summertime-means-your-teen-drivers-are-on-the-move/</link>
		<comments>http://www.spencerinsurance.com/blog/summertime-means-your-teen-drivers-are-on-the-move/#comments</comments>
		<pubDate>Tue, 13 Jul 2010 16:00:24 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[Cell phone ban]]></category>
		<category><![CDATA[costly mistake]]></category>
		<category><![CDATA[drivers education]]></category>
		<category><![CDATA[GPS monitoring system]]></category>
		<category><![CDATA[graduated drivers license]]></category>
		<category><![CDATA[Insurance Institute of Highway Safety]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[protect your home]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[teen driver education]]></category>
		<category><![CDATA[teen driving contract]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=294</guid>
		<description><![CDATA[<p>Summertime means that your teen drivers are on the move.  That means they are spending more time driving your car.  They may be going to work, the pool, or a friend’s house.  This is a great time to remind them how to be a safe driver.  What can you do as a parent of a <a href="http://www.spencerinsurance.com/blog/summertime-means-your-teen-drivers-are-on-the-move/#more-294" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fsummertime-means-your-teen-drivers-are-on-the-move%2F&amp;title=Summertime%20means%20your%20Teen%20drivers%20are%20on%20the%20move" id="wpa2a_34"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>Summertime means that your teen drivers are on the move.  That means they are spending more time driving your car.  They may be going to work, the pool, or a friend’s house.  This is a great time to remind them how to be a safe driver.  What can you do as a parent of a <a href="http://www.spencerinsurance.com/blog/summertime-means-your-teen-drivers-are-on-the-move/#more-294" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fsummertime-means-your-teen-drivers-are-on-the-move%2F&amp;title=Summertime%20means%20your%20Teen%20drivers%20are%20on%20the%20move" id="wpa2a_36"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<title>Keep Our Teens Safe!!</title>
		<link>http://www.spencerinsurance.com/blog/keep-our-teens-safe/</link>
		<comments>http://www.spencerinsurance.com/blog/keep-our-teens-safe/#comments</comments>
		<pubDate>Tue, 27 Apr 2010 19:56:11 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[accident]]></category>
		<category><![CDATA[Cell phone ban]]></category>
		<category><![CDATA[Cost of Insurance]]></category>
		<category><![CDATA[costly mistake]]></category>
		<category><![CDATA[drivers education]]></category>
		<category><![CDATA[graduated drivers license]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[seat belt]]></category>
		<category><![CDATA[teen driver insurance]]></category>
		<category><![CDATA[teen driver/parent contract]]></category>
		<category><![CDATA[teen driving]]></category>
		<category><![CDATA[teen driving contract]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=199</guid>
		<description><![CDATA[<p>Starting May 1st, New Jersey young drivers will face additional restrictions designed to help keep our teens safe. The new law requires a red reflective decal on the front and rear license plates of vehicles operated by a permit or probationary license holder under age 21.  These decals are removable should another driver who is <a href="http://www.spencerinsurance.com/blog/keep-our-teens-safe/#more-199" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fkeep-our-teens-safe%2F&amp;title=Keep%20Our%20Teens%20Safe%21%21" id="wpa2a_38"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>Starting May 1st, New Jersey young drivers will face additional restrictions designed to help keep our teens safe. The new law requires a red reflective decal on the front and rear license plates of vehicles operated by a permit or probationary license holder under age 21.  These decals are removable should another driver who is <a href="http://www.spencerinsurance.com/blog/keep-our-teens-safe/#more-199" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fkeep-our-teens-safe%2F&amp;title=Keep%20Our%20Teens%20Safe%21%21" id="wpa2a_40"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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