Spencer Insurance Blog

Starting December 24, 2011 the new Pennsylvania Teen Driver Law (Act 81 of 2011) became law.  Are you familiar with the changes?  Here are the highlights: The number of hours of supervised, behind the wheel skill building increased from 50 to 65. Ten of these hours must consist of nighttime driving and five of these Continue reading →

The Fall Colors have been beautiful the last few weeks.  Then all of the sudden I have a carpet of leaves on my front lawn, sidewalk and porch. Driving down the street last weekend with the wet leaves covering the road reminded me that the leaves soon will be replaced with ice and snow.  This Continue reading →

I would like to share some tips with you as your prepare your house for winter.  Many of these tips will help you avoid potential homeowner’s insurance claims.  Also, now is the time to call your agent to make sure you have the proper coverage.  Having claims can increase your Homeowner’s insurance premiums.  So to Continue reading →

Don’t become a victim of Insurance Fraud.  With the state of the economy, some people look for quick schemes to make money.   Insurance Fraud manifests itself in many ways.  One way is the staged accident.  Are you a prime candidate to become a victim of a staged accident?  Here are some tips from Foremost Insurance Continue reading →

Okay, how many New Year’s Resolutions have you already broken?  Here are some you can make now and keep the rest of the year:  Everyone in my car will wear a seatbelt while driving. I will give my full attention to driving: this means no texting, no cell phone, no arguments, and no multi-tasking while Continue reading →

This is the last chance to vote for your favorite Prom Photo.  CLICK HERE to vote!   Spencer Insurance is pleased to sponsor the Photo Contest.  Make sure you pass this on to your friends and family.  Don’t forget the Parents and Grand Parents. If you want more info on how to protect your Teen Continue reading →

Starting May 1st, New Jersey young drivers will face additional restrictions designed to help keep our teens safe. The new law requires a red reflective decal on the front and rear license plates of vehicles operated by a permit or probationary license holder under age 21.  These decals are removable should another driver who is Continue reading →

This month and next month will mark the Prom Season at most of our High Schools in the area.  I remember my Junior and Senior Proms at Bishop McDevitt High School.  I can still remember my dates.  Our Senior Prom was at the Bellevue-Stratford Hotel is Center City Philadelphia and went to 5AM. We had Continue reading →

Is your family in jeopardy? Can they maintain their life style if you die?  What will your spouse and children do if they lose your income? When was the last time you reviewed your life insurance?  It is important to review your life insurance with your agent every few years.  Why? There are many reasons why you Continue reading →

Tragically car accidents continue to be the primary cause of teenager deaths.  In our area we had three accidents that caused the death of 6 teen drivers in two months.  I have teamed up with  the Society of Family Insurance Specialists (SFIS) in striving to reduce that statistic by  providing parents a free online 16 step Continue reading →