Posts Tagged ‘Cost of Insurance’

Prom Photo Contest

Tuesday, June 15th, 2010
This is the last chance to vote for your favorite Prom Photo.  CLICK HERE to vote!   Spencer Insurance is pleased to sponsor the Photo Contest.  Make sure you pass this on to your friends and family.  Don’t forget the Parents and Grand Parents. If you want more info on how to protect your Teen Driver click [...]

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Keep Our Teens Safe!!

Tuesday, April 27th, 2010
Starting May 1st, New Jersey young drivers will face additional restrictions designed to help keep our teens safe. The new law requires a red reflective decal on the front and rear license plates of vehicles operated by a permit or probationary license holder under age 21.  These decals are removable should another driver who is not [...]

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Prom Season is Here!

Tuesday, April 13th, 2010
This month and next month will mark the Prom Season at most of our High Schools in the area.  I remember my Junior and Senior Proms at Bishop McDevitt High School.  I can still remember my dates.  Our Senior Prom was at the Bellevue-Stratford Hotel is Center City Philadelphia and went to 5AM. We had [...]

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Is your Life Insurance up to date?

Tuesday, March 30th, 2010
Is your family in jeopardy? Can they maintain their life style if you die?  What will your spouse and children do if they lose your income? When was the last time you reviewed your life insurance?  It is important to review your life insurance with your agent every few years.  Why? There are many reasons why you need a [...]

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Free Online Home Study Driving Course Offered to Parents to Teach Their Teens to Drive Safely

Tuesday, January 5th, 2010
Tragically car accidents continue to be the primary cause of teenager deaths.  In our area we had three accidents that caused the death of 6 teen drivers in two months.  I have teamed up with  the Society of Family Insurance Specialists (SFIS) in striving to reduce that statistic by  providing parents a free online 16 step ‘Teach [...]

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Can I drop auto insurance on my seasonal or broken down vehicle?

Wednesday, November 11th, 2009
Don’t Take that chance! Don’t drop your auto insurance on a seasonal vehicle unless you have surrendered your tag to PennDOT and talked to me.  Pennsylvania allows you to drop your auto insurance on a seasonal vehicle as long as it is not registered.   If you do not surrender the tag you could have severe consequences.  [...]

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Should you give your teen driver their own car?

Wednesday, October 7th, 2009
Many factors will play into your decision, but you should be aware of a recent study.  On September 25, 2009 MSNBC.com had an article titled “1 in 4 teens with own car has been in a crash.”  The research was based on a nationally representative survey of more than 5500 teens in grades nine through 11.  More [...]

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Driving is a “Privilege” not a “Right”

Tuesday, September 8th, 2009
Fall is “Back to School” time.  This means more traffic on the roads especially in the morning as parents take their children to school.  It is also a time when more teen drivers are on the road and we need to be more alert.  This is a great time to remind your teen drivers that driving [...]

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“The True Cost of Insurance”

Tuesday, September 30th, 2008
By Charles J. Spencer CLU   You hear it on the radio and TV. You see it on Billboards and in Junk Mail! “You may save up to 15 % on your car insurance”.  To quote a cliché “If it sounds too good to be true it probably is”.  Make sure you check it out!    At Spencer [...]

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