Spencer Insurance Blog » Cost of Insurance

New PA Teen Driver Law became effective on December 24, 2011

Charlie Spencer — Tue, 17 Jan 2012 08:04:23 +0000

Starting December 24, 2011 the new Pennsylvania Teen Driver Law (Act 81 of 2011) became law. Are you familiar with the changes? Here are the highlights: The number of hours of supervised, behind the wheel skill building increased from 50 to 65. Ten of these hours must consist of nighttime driving and five of these Continue reading →

Driving in Inclement Weather

Charlie Spencer — Tue, 13 Dec 2011 08:39:51 +0000

The Fall Colors have been beautiful the last few weeks. Then all of the sudden I have a carpet of leaves on my front lawn, sidewalk and porch. Driving down the street last weekend with the wet leaves covering the road reminded me that the leaves soon will be replaced with ice and snow. This Continue reading →

Prepare your house for winter

Charlie Spencer — Tue, 29 Nov 2011 08:22:06 +0000

I would like to share some tips with you as your prepare your house for winter. Many of these tips will help you avoid potential homeowner’s insurance claims. Also, now is the time to call your agent to make sure you have the proper coverage. Having claims can increase your Homeowner’s insurance premiums. So to Continue reading →

Avoid Being the Victim of a Staged Accident

Charlie Spencer — Tue, 12 Apr 2011 12:00:28 +0000

Don’t become a victim of Insurance Fraud. With the state of the economy, some people look for quick schemes to make money. Insurance Fraud manifests itself in many ways. One way is the staged accident. Are you a prime candidate to become a victim of a staged accident? Here are some tips from Foremost Insurance Continue reading →

New Year’s Resolutions to Keep!

Charlie Spencer — Tue, 11 Jan 2011 15:00:35 +0000

Okay, how many New Year’s Resolutions have you already broken? Here are some you can make now and keep the rest of the year: Everyone in my car will wear a seatbelt while driving. I will give my full attention to driving: this means no texting, no cell phone, no arguments, and no multi-tasking while Continue reading →

Prom Photo Contest

Charlie Spencer — Tue, 15 Jun 2010 18:44:46 +0000

This is the last chance to vote for your favorite Prom Photo. CLICK HERE to vote! Spencer Insurance is pleased to sponsor the Photo Contest. Make sure you pass this on to your friends and family. Don’t forget the Parents and Grand Parents. If you want more info on how to protect your Teen Continue reading →

Keep Our Teens Safe!!

Charlie Spencer — Tue, 27 Apr 2010 19:56:11 +0000

Starting May 1st, New Jersey young drivers will face additional restrictions designed to help keep our teens safe. The new law requires a red reflective decal on the front and rear license plates of vehicles operated by a permit or probationary license holder under age 21. These decals are removable should another driver who is Continue reading →

Prom Season is Here!

Charlie Spencer — Tue, 13 Apr 2010 16:49:12 +0000

This month and next month will mark the Prom Season at most of our High Schools in the area. I remember my Junior and Senior Proms at Bishop McDevitt High School. I can still remember my dates. Our Senior Prom was at the Bellevue-Stratford Hotel is Center City Philadelphia and went to 5AM. We had Continue reading →

Is your Life Insurance up to date?

Charlie Spencer — Tue, 30 Mar 2010 16:39:15 +0000

Is your family in jeopardy? Can they maintain their life style if you die? What will your spouse and children do if they lose your income? When was the last time you reviewed your life insurance? It is important to review your life insurance with your agent every few years. Why? There are many reasons why you Continue reading →

Free Online Home Study Driving Course Offered to Parents to Teach Their Teens to Drive Safely

Charlie Spencer — Tue, 05 Jan 2010 20:01:53 +0000

Tragically car accidents continue to be the primary cause of teenager deaths. In our area we had three accidents that caused the death of 6 teen drivers in two months. I have teamed up with the Society of Family Insurance Specialists (SFIS) in striving to reduce that statistic by providing parents a free online 16 step Continue reading →