http://www.spencerinsurance.com/blog The Official Blog of Spencer Insurance Agency, Inc. Tue, 31 Jan 2012 07:22:52 +0000 en hourly 1 http://wordpress.org/?v= http://www.spencerinsurance.com/blog/new-pa-teen-driver-law-became-effective-on-december-24-2011/ http://www.spencerinsurance.com/blog/new-pa-teen-driver-law-became-effective-on-december-24-2011/#comments Tue, 17 Jan 2012 08:04:23 +0000 Charlie Spencer http://www.spencerinsurance.com/blog/?p=727 Starting December 24, 2011 the new Pennsylvania Teen Driver Law (Act 81 of 2011) became law.  Are you familiar with the changes?  Here are the highlights: The number of hours of supervised, behind the wheel skill building increased from 50 to 65. Ten of these hours must consist of nighttime driving and five of these Continue reading →

]]> Starting December 24, 2011 the new Pennsylvania Teen Driver Law (Act 81 of 2011) became law.  Are you familiar with the changes?  Here are the highlights: The number of hours of supervised, behind the wheel skill building increased from 50 to 65. Ten of these hours must consist of nighttime driving and five of these Continue reading →

]]> http://www.spencerinsurance.com/blog/new-pa-teen-driver-law-became-effective-on-december-24-2011/feed/ 0 http://www.spencerinsurance.com/blog/prepare-your-house-for-winter/ http://www.spencerinsurance.com/blog/prepare-your-house-for-winter/#comments Tue, 29 Nov 2011 08:22:06 +0000 Charlie Spencer http://www.spencerinsurance.com/blog/?p=718 I would like to share some tips with you as your prepare your house for winter.  Many of these tips will help you avoid potential homeowner’s insurance claims.  Also, now is the time to call your agent to make sure you have the proper coverage.  Having claims can increase your Homeowner’s insurance premiums.  So to Continue reading →

]]> I would like to share some tips with you as your prepare your house for winter.  Many of these tips will help you avoid potential homeowner’s insurance claims.  Also, now is the time to call your agent to make sure you have the proper coverage.  Having claims can increase your Homeowner’s insurance premiums.  So to Continue reading →

]]> http://www.spencerinsurance.com/blog/prepare-your-house-for-winter/feed/ 0 http://www.spencerinsurance.com/blog/storing-your-car-for-the-winter/ http://www.spencerinsurance.com/blog/storing-your-car-for-the-winter/#comments Tue, 15 Nov 2011 08:18:09 +0000 Charlie Spencer http://www.spencerinsurance.com/blog/?p=715 This is the time of year when some of us store our vehicles for the winter.  We won’t be driving it until Spring when the weather gets better.  If you store your car, can you drop the car insurance? Pennsylvania law does not allow you to have a car registered that does not have car Continue reading →

]]> This is the time of year when some of us store our vehicles for the winter.  We won’t be driving it until Spring when the weather gets better.  If you store your car, can you drop the car insurance? Pennsylvania law does not allow you to have a car registered that does not have car Continue reading →

]]> http://www.spencerinsurance.com/blog/storing-your-car-for-the-winter/feed/ 0 http://www.spencerinsurance.com/blog/dont-take-a-gamble-get-an-insurance-checkup/ http://www.spencerinsurance.com/blog/dont-take-a-gamble-get-an-insurance-checkup/#comments Tue, 02 Aug 2011 09:44:40 +0000 Charlie Spencer http://www.spencerinsurance.com/blog/?p=656 You go to your doctor once a year for your annual physical.  You take your pets to the vet for their annual checkup. You take your car for an annual inspection.  Now it’s time to have your annual insurance checkup. Things happen to you every day that can have an impact on your insurance coverage Continue reading →

]]> You go to your doctor once a year for your annual physical.  You take your pets to the vet for their annual checkup. You take your car for an annual inspection.  Now it’s time to have your annual insurance checkup. Things happen to you every day that can have an impact on your insurance coverage Continue reading →

]]> http://www.spencerinsurance.com/blog/dont-take-a-gamble-get-an-insurance-checkup/feed/ 0 http://www.spencerinsurance.com/blog/why-you-need-to-call-us-when-you-pay-off-your-car-or-home/ http://www.spencerinsurance.com/blog/why-you-need-to-call-us-when-you-pay-off-your-car-or-home/#comments Tue, 26 Jul 2011 08:32:24 +0000 Charlie Spencer http://www.spencerinsurance.com/blog/?p=647 Why do I need to contact Spencer Insurance when I pay off the loan on my car or pay off my mortgage? Mortgagees and Lienholders have rights under your auto and homeowner’s policies.  In the case of a claim the lienholder on your car wants to make sure you repaired the car.  Likewise, your mortgage Continue reading →

]]> Why do I need to contact Spencer Insurance when I pay off the loan on my car or pay off my mortgage? Mortgagees and Lienholders have rights under your auto and homeowner’s policies.  In the case of a claim the lienholder on your car wants to make sure you repaired the car.  Likewise, your mortgage Continue reading →

]]> http://www.spencerinsurance.com/blog/why-you-need-to-call-us-when-you-pay-off-your-car-or-home/feed/ 0 http://www.spencerinsurance.com/blog/avoid-being-the-victim-of-a-staged-accident/ http://www.spencerinsurance.com/blog/avoid-being-the-victim-of-a-staged-accident/#comments Tue, 12 Apr 2011 12:00:28 +0000 Charlie Spencer http://www.spencerinsurance.com/blog/?p=544 Don’t become a victim of Insurance Fraud.  With the state of the economy, some people look for quick schemes to make money.   Insurance Fraud manifests itself in many ways.  One way is the staged accident.  Are you a prime candidate to become a victim of a staged accident?  Here are some tips from Foremost Insurance Continue reading →

]]> Don’t become a victim of Insurance Fraud.  With the state of the economy, some people look for quick schemes to make money.   Insurance Fraud manifests itself in many ways.  One way is the staged accident.  Are you a prime candidate to become a victim of a staged accident?  Here are some tips from Foremost Insurance Continue reading →

]]> http://www.spencerinsurance.com/blog/avoid-being-the-victim-of-a-staged-accident/feed/ 0 http://www.spencerinsurance.com/blog/great-video-about-texting-while-driving-check-it-out/ http://www.spencerinsurance.com/blog/great-video-about-texting-while-driving-check-it-out/#comments Wed, 30 Mar 2011 21:55:37 +0000 Charlie Spencer http://www.spencerinsurance.com/blog/?p=523 I want to thank Kathy Nolan Edwards, a friend and client for passing on to me a link about Texting while driving.  Check out this emotional video.  It is at the bottom of our Resources Page.  Simply stated, Texting while driving KILLS!   What can you do? If you are a parent  have your teen drivers Continue reading →

]]> I want to thank Kathy Nolan Edwards, a friend and client for passing on to me a link about Texting while driving.  Check out this emotional video.  It is at the bottom of our Resources Page.  Simply stated, Texting while driving KILLS!   What can you do? If you are a parent  have your teen drivers Continue reading →

]]> http://www.spencerinsurance.com/blog/great-video-about-texting-while-driving-check-it-out/feed/ 0 http://www.spencerinsurance.com/blog/letter-to-the-editor-of-philadelphia-inquirer-today-this-is-the-unedited-version/ http://www.spencerinsurance.com/blog/letter-to-the-editor-of-philadelphia-inquirer-today-this-is-the-unedited-version/#comments Sun, 13 Mar 2011 20:08:07 +0000 Charlie Spencer http://www.spencerinsurance.com/blog/?p=514 To the editor: March 8, 2011  Once again, our State Rep, Josh Shapiro, introduced legislation to ban the use of hand held cell phones and texting while driving.  Once again our elected officials failed us by not passing this ban.  We should be outraged!  Pennsylvania is one of a few states left that does not Continue reading →

]]> To the editor: March 8, 2011  Once again, our State Rep, Josh Shapiro, introduced legislation to ban the use of hand held cell phones and texting while driving.  Once again our elected officials failed us by not passing this ban.  We should be outraged!  Pennsylvania is one of a few states left that does not Continue reading →

]]> http://www.spencerinsurance.com/blog/letter-to-the-editor-of-philadelphia-inquirer-today-this-is-the-unedited-version/feed/ 0 http://www.spencerinsurance.com/blog/new-years-resolutions-to-keep/ http://www.spencerinsurance.com/blog/new-years-resolutions-to-keep/#comments Tue, 11 Jan 2011 15:00:35 +0000 Charlie Spencer http://www.spencerinsurance.com/blog/?p=432 Okay, how many New Year’s Resolutions have you already broken?  Here are some you can make now and keep the rest of the year:  Everyone in my car will wear a seatbelt while driving. I will give my full attention to driving: this means no texting, no cell phone, no arguments, and no multi-tasking while Continue reading →

]]> Okay, how many New Year’s Resolutions have you already broken?  Here are some you can make now and keep the rest of the year:  Everyone in my car will wear a seatbelt while driving. I will give my full attention to driving: this means no texting, no cell phone, no arguments, and no multi-tasking while Continue reading →

]]> http://www.spencerinsurance.com/blog/new-years-resolutions-to-keep/feed/ 0 http://www.spencerinsurance.com/blog/happy-new-year/ http://www.spencerinsurance.com/blog/happy-new-year/#comments Tue, 28 Dec 2010 12:07:38 +0000 Charlie Spencer http://www.spencerinsurance.com/blog/?p=403 All of us at Spencer Insurance Agency wish you and your family a Happy New Year!  We wish you the very best for the coming year.  I would like to suggest some New Year’s Resolutions Review your policies – Things change, when was the last time you reviewed you auto, home and life insurance policies? Continue reading →

]]> All of us at Spencer Insurance Agency wish you and your family a Happy New Year!  We wish you the very best for the coming year.  I would like to suggest some New Year’s Resolutions Review your policies – Things change, when was the last time you reviewed you auto, home and life insurance policies? Continue reading →

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