Spencer Insurance Blog

This question comes to us in many forms.  Do I have full coverage? Do I have good coverage? Am I fully protected? The answer to these questions can be different for each of our clients.  Our Mission Statement says: “Spencer Insurance Agency, Inc. recommends and provides insurance products and services to our clients that best meets [...]

Wow!  Did I hear 47 inches of snow in one week here in Philly?  There are several things you should do to prevent claims on your auto and home insurance. Your auto insurance: Since many back streets are still snow covered and that snow is packed and like ice, you need to allow a lot more time to [...]

In a recent blog I suggested to everyone that you should be outraged at the fact that Pennsylvania does not have stricter teen driver safety laws. Now an organization has been formed to target distracted drivers.   As U.S. Transportation Secretary Ray LaHood states “Every single time you take your eyes off the road or talk on [...]

Tragically car accidents continue to be the primary cause of teenager deaths.  In our area we had three accidents that caused the death of 6 teen drivers in two months.  I have teamed up with  the Society of Family Insurance Specialists (SFIS) in striving to reduce that statistic by  providing parents a free online 16 step ‘Teach [...]

Don’t Take that chance! Don’t drop your auto insurance on a seasonal vehicle unless you have surrendered your tag to PennDOT and talked to me.  Pennsylvania allows you to drop your auto insurance on a seasonal vehicle as long as it is not registered.   If you do not surrender the tag you could have severe consequences.  [...]

Fall is “Back to School” time.  This means more traffic on the roads especially in the morning as parents take their children to school.  It is also a time when more teen drivers are on the road and we need to be more alert.  This is a great time to remind your teen drivers that driving [...]

During these challenging times, many families are having to make tough choices about how they allocate their money, especially families with teen drivers.  So, if your teen will soon be getting his driver’s license, you may be considering ways to reduce the high cost of insurance.    Sometimes parents with good driving records believe they can save money by buying [...]

I was having lunch today reading the Wall Street Journal and couldn’t believe what I was reading on the front page. “In the land of ‘Live Free or Die” some refuse to buckle under pressure.”    Our family vacationed in New Hampshire for years and I would recommend you spend some free time there, BUT wear [...]