Spencer Insurance Blog » drivers education

New PA Teen Driver Law became effective on December 24, 2011

Charlie Spencer — Tue, 17 Jan 2012 08:04:23 +0000

Starting December 24, 2011 the new Pennsylvania Teen Driver Law (Act 81 of 2011) became law. Are you familiar with the changes? Here are the highlights: The number of hours of supervised, behind the wheel skill building increased from 50 to 65. Ten of these hours must consist of nighttime driving and five of these Continue reading →

Driving in Inclement Weather

Charlie Spencer — Tue, 13 Dec 2011 08:39:51 +0000

The Fall Colors have been beautiful the last few weeks. Then all of the sudden I have a carpet of leaves on my front lawn, sidewalk and porch. Driving down the street last weekend with the wet leaves covering the road reminded me that the leaves soon will be replaced with ice and snow. This Continue reading →

Back to School Bus Safety Tips

Charlie Spencer — Tue, 23 Aug 2011 09:56:51 +0000

Most of you probably have children back in school, or returning to school soon. We came across some bus safety tips we wanted to share with you. It might be a good idea to print these out and go over them with your loved ones. For some 25 million students nationwide, the school day begins Continue reading →

Don’t take a Gamble. Get an Insurance Checkup!

Charlie Spencer — Tue, 02 Aug 2011 09:44:40 +0000

You go to your doctor once a year for your annual physical. You take your pets to the vet for their annual checkup. You take your car for an annual inspection. Now it’s time to have your annual insurance checkup. Things happen to you every day that can have an impact on your insurance coverage Continue reading →

Letter to the Editor of Philadelphia Inquirer today. This is the unedited version.

Charlie Spencer — Sun, 13 Mar 2011 20:08:07 +0000

To the editor: March 8, 2011 Once again, our State Rep, Josh Shapiro, introduced legislation to ban the use of hand held cell phones and texting while driving. Once again our elected officials failed us by not passing this ban. We should be outraged! Pennsylvania is one of a few states left that does not Continue reading →

Parents, are your college bound children covered under your homeowners or auto policies?

Charlie Spencer — Tue, 05 Oct 2010 12:09:30 +0000

I originally wrote this article for one of our newsletters a few years ago. It is still a timely article and worth repeating. A few years ago I had three children going back to college. Three “move in days,” in the hot and humid days of August, lugging all their “stuff” to their dorm rooms and Continue reading →

The Roads are crazy now that Schools are open again!

Charlie Spencer — Tue, 07 Sep 2010 15:12:56 +0000

Now that Labor Day is behind us we see a lot more activity on the roads. People are back from vacation, teachers and students are heading back to school and parents are busy driving their children to all their activities. This is a great time to discuss with your teen drivers the rules you set Continue reading →

Summertime means your Teen drivers are on the move

Charlie Spencer — Tue, 13 Jul 2010 16:00:24 +0000

Summertime means that your teen drivers are on the move. That means they are spending more time driving your car. They may be going to work, the pool, or a friend’s house. This is a great time to remind them how to be a safe driver. What can you do as a parent of a Continue reading →

Keep Our Teens Safe!!

Charlie Spencer — Tue, 27 Apr 2010 19:56:11 +0000

Starting May 1st, New Jersey young drivers will face additional restrictions designed to help keep our teens safe. The new law requires a red reflective decal on the front and rear license plates of vehicles operated by a permit or probationary license holder under age 21. These decals are removable should another driver who is Continue reading →

Spring Cleaning tips to help you avoid Homeowner’s claims.

Charlie Spencer — Tue, 23 Mar 2010 16:33:38 +0000

Wow, what a winter! I am certainly glad Spring will be here soon. After a winter like we just experienced there are many spring cleaning tips I can give you to help you reduce homeowner’s insurance claims and ultimately save you money. Here are some tips: Change those batteries in all your smoke and carbon Continue reading →