A: Yes, most of our clients are seeing rate increases on their Homeowner’s Insurance even when they have not made a claim. There are many reasons why this is happening. Let’s look at a few reasons: Due to the number of natural disasters that have occurred in the last few years there has been a Continue reading →
This time of the year a lot of people bring out the old space heaters to save money when heating their homes. With this in mind, I thought I would share a great list of tips I saw the other day. Space Heater Safety Tips Do not use an extension cord or strip plug with Continue reading →
I would like to share some tips with you as your prepare your house for winter. Many of these tips will help you avoid potential homeowner’s insurance claims. Also, now is the time to call your agent to make sure you have the proper coverage. Having claims can increase your Homeowner’s insurance premiums. So to Continue reading →
You know you should do a household inventory in case of an emergency! How many times have you told yourself you were going to sit down and do the inventory of your house then keep it in a safe place in case you have a house fire. Sound familiar You just can’t find the right time Continue reading →
I just wanted to remind you that Daylight Savings Time ends at 2:00 Pm on Sunday, November 6th. So, on Saturday night, make sure you move your clocks back an hour so you’ll be on time for your Sunday events. Use the extra hour to change the batteries in your smoke alarms and flashlights. Keep Continue reading →
October is Fire Prevention Month. You will hear many tips this month on how to prevent fires. This is great information. I suggest you pay close attention to this valable advice and make sure your family has a Family Escape Plan! Fires are one of those unexpected disasters that most people think will not happen Continue reading →
There’s no better way to celebrate summer than to barbecue outdoors, as long as you take special steps to keep your family safe from grilling accidents or injuries. Here are tips from the U.S. Consumer Product Safety Commission for safeguarding your family. Gas grill safety tips When cooking outdoors with a gas grill, check the Continue reading →
After a disaster, sales people often go from door-to-door canvassing neighborhoods to generate new business for their cleanup and repair services. While many of these people are honest and reputable, some may not have your best interest at heart. Below is a recommended list of steps to take in order to protect yourself as a homeowner: Continue reading →
It has been one cold winter so far. This is the time I like to plan our summer vacation on the lake. Summer will be here before you know it. However, February and March can still be cold months, so here are some Cold Weather Survival Tips. Prolonged exposure to low temperatures, wind and/or moisture Continue reading →
All of us at Spencer Insurance Agency wish you and your family a Happy New Year! We wish you the very best for the coming year. I would like to suggest some New Year’s Resolutions Review your policies – Things change, when was the last time you reviewed you auto, home and life insurance policies? Continue reading →