A: Yes, most of our clients are seeing rate increases on their Homeowner’s Insurance even when they have not made a claim. There are many reasons why this is happening. Let’s look at a few reasons: Due to the number of natural disasters that have occurred in the last few years there has been a Continue reading →
This time of the year a lot of people bring out the old space heaters to save money when heating their homes. With this in mind, I thought I would share a great list of tips I saw the other day. Space Heater Safety Tips Do not use an extension cord or strip plug with Continue reading →
I would like to share some tips with you as your prepare your house for winter. Many of these tips will help you avoid potential homeowner’s insurance claims. Also, now is the time to call your agent to make sure you have the proper coverage. Having claims can increase your Homeowner’s insurance premiums. So to Continue reading →
You know you should do a household inventory in case of an emergency! How many times have you told yourself you were going to sit down and do the inventory of your house then keep it in a safe place in case you have a house fire. Sound familiar You just can’t find the right time Continue reading →
I just wanted to remind you that Daylight Savings Time ends at 2:00 Pm on Sunday, November 6th. So, on Saturday night, make sure you move your clocks back an hour so you’ll be on time for your Sunday events. Use the extra hour to change the batteries in your smoke alarms and flashlights. Keep Continue reading →
The days when children just took a pen, ruler and protractor in a pencil case, plus maybe some lunch money, to school are long gone. These days they carry a small fortune in electronic equipment, wear more expensive clothes and use designer-label sportswear for gym sessions. That means they’re more vulnerable to loss and you’re Continue reading →
I felt my first earthquake last Tuesday and it was strange. I thought our large dog, Bella, was banging into my chair. That was before my desk started shaking and there was no dog in sight. Fortunately for our area it does not seem that there was much damage and our dog Bella is fine. Continue reading →
We hope all our clients and friends are safe after this recent hurricane. Spencer Insurance Agency is here to help you recover from Hurricane Irene. Hopefully the following information will be useful for you. Now that Irene has passed our area the clean up begins. If you need to make a claim with your insurance Continue reading →
Most of you probably have children back in school, or returning to school soon. We came across some bus safety tips we wanted to share with you. It might be a good idea to print these out and go over them with your loved ones. For some 25 million students nationwide, the school day begins Continue reading →
Why do I need to contact Spencer Insurance when I pay off the loan on my car or pay off my mortgage? Mortgagees and Lienholders have rights under your auto and homeowner’s policies. In the case of a claim the lienholder on your car wants to make sure you repaired the car. Likewise, your mortgage Continue reading →