Posts Tagged ‘protect your home’

Don’t be caught short. . .

Tuesday, July 27th, 2010
The state of Pennsylvania and your local townships have some surprises for you if you need to rebuild your home if it were totally destroyed.   Starting January 1, 2011 any home in Pennsylvania that needs to be rebuilt are required to have a sprinkler system.  Home builders are not happy with this new requirement and are [...]

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Summertime means your Teen drivers are on the move

Tuesday, July 13th, 2010
Summertime means that your teen drivers are on the move.  That means they are spending more time driving your car.  They may be going to work, the pool, or a friend’s house.  This is a great time to remind them how to be a safe driver.  What can you do as a parent of a teen [...]

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Prom Photo Contest

Tuesday, June 15th, 2010
This is the last chance to vote for your favorite Prom Photo.  CLICK HERE to vote!   Spencer Insurance is pleased to sponsor the Photo Contest.  Make sure you pass this on to your friends and family.  Don’t forget the Parents and Grand Parents. If you want more info on how to protect your Teen Driver click [...]

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Summer Tips

Tuesday, May 25th, 2010
This weekend is Memorial Day weekend and that marks the unofficial start of summer.  As always we want to provide you with some tips to help make your summer an enjoyable experience.  A little preparation will help prevent you from having to file a claim, pay a deductible and see your auto or homeowner’s insurance rates [...]

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Do I have adequate coverage?

Tuesday, March 9th, 2010
This question comes to us in many forms.  Do I have full coverage? Do I have good coverage? Am I fully protected? The answer to these questions can be different for each of our clients.  Our Mission Statement says: “Spencer Insurance Agency, Inc. recommends and provides insurance products and services to our clients that best meets [...]

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Tips to reduce snow claims

Friday, February 12th, 2010
Wow!  Did I hear 47 inches of snow in one week here in Philly?  There are several things you should do to prevent claims on your auto and home insurance. Your auto insurance: Since many back streets are still snow covered and that snow is packed and like ice, you need to allow a lot more time to [...]

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New Advocacy group formed to combat distracted drivers

Thursday, January 14th, 2010
In a recent blog I suggested to everyone that you should be outraged at the fact that Pennsylvania does not have stricter teen driver safety laws. Now an organization has been formed to target distracted drivers.   As U.S. Transportation Secretary Ray LaHood states “Every single time you take your eyes off the road or talk on [...]

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Should you give your teen driver their own car?

Wednesday, October 7th, 2009
Many factors will play into your decision, but you should be aware of a recent study.  On September 25, 2009 MSNBC.com had an article titled “1 in 4 teens with own car has been in a crash.”  The research was based on a nationally representative survey of more than 5500 teens in grades nine through 11.  More [...]

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Safety Reminders for your Home

Tuesday, August 26th, 2008
Your home is probably your most valuable asset. It is also a huge risk for you financially.  So you need to protect your home from many hazards.   Recently I learned from a friend that the home of one of their family members was totally destroyed by fire.  The cause of the fire was spontaneous combustion [...]

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