Spencer Insurance Blog

Starting December 24, 2011 the new Pennsylvania Teen Driver Law (Act 81 of 2011) became law.  Are you familiar with the changes?  Here are the highlights: The number of hours of supervised, behind the wheel skill building increased from 50 to 65. Ten of these hours must consist of nighttime driving and five of these Continue reading →

The Fall Colors have been beautiful the last few weeks.  Then all of the sudden I have a carpet of leaves on my front lawn, sidewalk and porch. Driving down the street last weekend with the wet leaves covering the road reminded me that the leaves soon will be replaced with ice and snow.  This Continue reading →

Don’t become a victim of Insurance Fraud.  With the state of the economy, some people look for quick schemes to make money.   Insurance Fraud manifests itself in many ways.  One way is the staged accident.  Are you a prime candidate to become a victim of a staged accident?  Here are some tips from Foremost Insurance Continue reading →

Time is moving fast. One fourth of the year is nearly gone.  Hopefully, during the first quarter you took advantage of the abundant snowfall by taking your teen driver out for a lesson in driving in the snow.  There is no better way to get experience driving in the snow that with the supervision of Continue reading →

Okay, how many New Year’s Resolutions have you already broken?  Here are some you can make now and keep the rest of the year:  Everyone in my car will wear a seatbelt while driving. I will give my full attention to driving: this means no texting, no cell phone, no arguments, and no multi-tasking while Continue reading →

Wow! Remember the snow storms of last winter?  I think we had enough snow for a couple of years but here we go again, winter will be here soon.  This is the time to start thinking of ways to take the opportunity to teach your teen drivers how to drive safely in bad road conditions.  Continue reading →

This is the last chance to vote for your favorite Prom Photo.  CLICK HERE to vote!   Spencer Insurance is pleased to sponsor the Photo Contest.  Make sure you pass this on to your friends and family.  Don’t forget the Parents and Grand Parents. If you want more info on how to protect your Teen Continue reading →

In a recent blog I suggested to everyone that you should be outraged at the fact that Pennsylvania does not have stricter teen driver safety laws. Now an organization has been formed to target distracted drivers.   As U.S. Transportation Secretary Ray LaHood states “Every single time you take your eyes off the road or talk Continue reading →

Tragically car accidents continue to be the primary cause of teenager deaths.  In our area we had three accidents that caused the death of 6 teen drivers in two months.  I have teamed up with  the Society of Family Insurance Specialists (SFIS) in striving to reduce that statistic by  providing parents a free online 16 step Continue reading →