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	<title>Spencer Insurance Blog &#187; safe driving</title>
	<atom:link href="http://www.spencerinsurance.com/blog/tag/safe-driving/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.spencerinsurance.com/blog</link>
	<description>The Official Blog of Spencer Insurance Agency, Inc.</description>
	<lastBuildDate>Tue, 31 Jan 2012 07:22:52 +0000</lastBuildDate>
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		<title>New PA Teen Driver Law became effective on December 24, 2011</title>
		<link>http://www.spencerinsurance.com/blog/new-pa-teen-driver-law-became-effective-on-december-24-2011/</link>
		<comments>http://www.spencerinsurance.com/blog/new-pa-teen-driver-law-became-effective-on-december-24-2011/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 08:04:23 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[accident]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[Cell phone ban]]></category>
		<category><![CDATA[Cost of Insurance]]></category>
		<category><![CDATA[costly mistake]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[drivers education]]></category>
		<category><![CDATA[graduated drivers license]]></category>
		<category><![CDATA[Insurance Institute of Highway Safety]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[safe driving]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[seat belt]]></category>
		<category><![CDATA[spencer insurance]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[teen consequences]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[teen driver education]]></category>
		<category><![CDATA[teen driver expectations]]></category>
		<category><![CDATA[teen driver insurance]]></category>
		<category><![CDATA[teen driver/parent contract]]></category>
		<category><![CDATA[teen safety]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=727</guid>
		<description><![CDATA[<p>Starting December 24, 2011 the new Pennsylvania Teen Driver Law (Act 81 of 2011) became law.  Are you familiar with the changes?  Here are the highlights: The number of hours of supervised, behind the wheel skill building increased from 50 to 65. Ten of these hours must consist of nighttime driving and five of these <a href="http://www.spencerinsurance.com/blog/new-pa-teen-driver-law-became-effective-on-december-24-2011/#more-727" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fnew-pa-teen-driver-law-became-effective-on-december-24-2011%2F&amp;title=New%20PA%20Teen%20Driver%20Law%20became%20effective%20on%20December%2024%2C%202011" id="wpa2a_2"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>Starting December 24, 2011 the new Pennsylvania Teen Driver Law (Act 81 of 2011) became law.  Are you familiar with the changes?  Here are the highlights: The number of hours of supervised, behind the wheel skill building increased from 50 to 65. Ten of these hours must consist of nighttime driving and five of these <a href="http://www.spencerinsurance.com/blog/new-pa-teen-driver-law-became-effective-on-december-24-2011/#more-727" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fnew-pa-teen-driver-law-became-effective-on-december-24-2011%2F&amp;title=New%20PA%20Teen%20Driver%20Law%20became%20effective%20on%20December%2024%2C%202011" id="wpa2a_4"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Driving in Inclement Weather</title>
		<link>http://www.spencerinsurance.com/blog/driving-in-inclement-weather/</link>
		<comments>http://www.spencerinsurance.com/blog/driving-in-inclement-weather/#comments</comments>
		<pubDate>Tue, 13 Dec 2011 08:39:51 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[accident]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[Cost of Insurance]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[drivers education]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[parents of teen drivers]]></category>
		<category><![CDATA[safe driving]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[teen driver education]]></category>
		<category><![CDATA[teen driver/parent contract]]></category>
		<category><![CDATA[teen driving]]></category>
		<category><![CDATA[True costs of insurance]]></category>
		<category><![CDATA[winter car safety kit]]></category>
		<category><![CDATA[winter driving]]></category>
		<category><![CDATA[winter driving tips]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=720</guid>
		<description><![CDATA[<p>The Fall Colors have been beautiful the last few weeks.  Then all of the sudden I have a carpet of leaves on my front lawn, sidewalk and porch. Driving down the street last weekend with the wet leaves covering the road reminded me that the leaves soon will be replaced with ice and snow.  This <a href="http://www.spencerinsurance.com/blog/driving-in-inclement-weather/#more-720" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fdriving-in-inclement-weather%2F&amp;title=Driving%20in%20Inclement%20Weather" id="wpa2a_6"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>The Fall Colors have been beautiful the last few weeks.  Then all of the sudden I have a carpet of leaves on my front lawn, sidewalk and porch. Driving down the street last weekend with the wet leaves covering the road reminded me that the leaves soon will be replaced with ice and snow.  This <a href="http://www.spencerinsurance.com/blog/driving-in-inclement-weather/#more-720" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fdriving-in-inclement-weather%2F&amp;title=Driving%20in%20Inclement%20Weather" id="wpa2a_8"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Avoid Being the Victim of a Staged Accident</title>
		<link>http://www.spencerinsurance.com/blog/avoid-being-the-victim-of-a-staged-accident/</link>
		<comments>http://www.spencerinsurance.com/blog/avoid-being-the-victim-of-a-staged-accident/#comments</comments>
		<pubDate>Tue, 12 Apr 2011 12:00:28 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Value Added Services]]></category>
		<category><![CDATA[accident]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[Cost of Insurance]]></category>
		<category><![CDATA[costly mistake]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[homeowner's insurance]]></category>
		<category><![CDATA[homeowners insurance in Montgomery county]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[safe driving]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[teen driver/parent contract]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=544</guid>
		<description><![CDATA[<p>Don’t become a victim of Insurance Fraud.  With the state of the economy, some people look for quick schemes to make money.   Insurance Fraud manifests itself in many ways.  One way is the staged accident.  Are you a prime candidate to become a victim of a staged accident?  Here are some tips from Foremost Insurance <a href="http://www.spencerinsurance.com/blog/avoid-being-the-victim-of-a-staged-accident/#more-544" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Favoid-being-the-victim-of-a-staged-accident%2F&amp;title=Avoid%20Being%20the%20Victim%20of%20a%20Staged%20Accident" id="wpa2a_10"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>Don’t become a victim of Insurance Fraud.  With the state of the economy, some people look for quick schemes to make money.   Insurance Fraud manifests itself in many ways.  One way is the staged accident.  Are you a prime candidate to become a victim of a staged accident?  Here are some tips from Foremost Insurance <a href="http://www.spencerinsurance.com/blog/avoid-being-the-victim-of-a-staged-accident/#more-544" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Favoid-being-the-victim-of-a-staged-accident%2F&amp;title=Avoid%20Being%20the%20Victim%20of%20a%20Staged%20Accident" id="wpa2a_12"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>What have you done lately to help your teen become a safer driver?</title>
		<link>http://www.spencerinsurance.com/blog/what-have-you-done-lately-to-help-your-teen-driver-become-a-safer-driver/</link>
		<comments>http://www.spencerinsurance.com/blog/what-have-you-done-lately-to-help-your-teen-driver-become-a-safer-driver/#comments</comments>
		<pubDate>Tue, 15 Mar 2011 10:49:02 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[GPS monitoring system]]></category>
		<category><![CDATA[graduated drivers license]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[parents of teen drivers]]></category>
		<category><![CDATA[protect your home]]></category>
		<category><![CDATA[safe driving]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[safe teen driving]]></category>
		<category><![CDATA[seat belt]]></category>
		<category><![CDATA[spencer insurance]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[teen driver education]]></category>
		<category><![CDATA[teen driver insurance]]></category>
		<category><![CDATA[teen driver/parent contract]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=490</guid>
		<description><![CDATA[<p>Time is moving fast. One fourth of the year is nearly gone.  Hopefully, during the first quarter you took advantage of the abundant snowfall by taking your teen driver out for a lesson in driving in the snow.  There is no better way to get experience driving in the snow that with the supervision of <a href="http://www.spencerinsurance.com/blog/what-have-you-done-lately-to-help-your-teen-driver-become-a-safer-driver/#more-490" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fwhat-have-you-done-lately-to-help-your-teen-driver-become-a-safer-driver%2F&amp;title=What%20have%20you%20done%20lately%20to%20help%20your%20teen%20become%20a%20safer%20driver%3F" id="wpa2a_14"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>Time is moving fast. One fourth of the year is nearly gone.  Hopefully, during the first quarter you took advantage of the abundant snowfall by taking your teen driver out for a lesson in driving in the snow.  There is no better way to get experience driving in the snow that with the supervision of <a href="http://www.spencerinsurance.com/blog/what-have-you-done-lately-to-help-your-teen-driver-become-a-safer-driver/#more-490" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fwhat-have-you-done-lately-to-help-your-teen-driver-become-a-safer-driver%2F&amp;title=What%20have%20you%20done%20lately%20to%20help%20your%20teen%20become%20a%20safer%20driver%3F" id="wpa2a_16"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>New Year&#8217;s Resolutions to Keep!</title>
		<link>http://www.spencerinsurance.com/blog/new-years-resolutions-to-keep/</link>
		<comments>http://www.spencerinsurance.com/blog/new-years-resolutions-to-keep/#comments</comments>
		<pubDate>Tue, 11 Jan 2011 15:00:35 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[Cell phone ban]]></category>
		<category><![CDATA[Cost of Insurance]]></category>
		<category><![CDATA[costly mistake]]></category>
		<category><![CDATA[new year's resolutions]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[safe driving]]></category>
		<category><![CDATA[safe driving tips]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[True costs of insurance]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=432</guid>
		<description><![CDATA[<p>Okay, how many New Year’s Resolutions have you already broken?  Here are some you can make now and keep the rest of the year:  Everyone in my car will wear a seatbelt while driving. I will give my full attention to driving: this means no texting, no cell phone, no arguments, and no multi-tasking while <a href="http://www.spencerinsurance.com/blog/new-years-resolutions-to-keep/#more-432" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fnew-years-resolutions-to-keep%2F&amp;title=New%20Year%26%238217%3Bs%20Resolutions%20to%20Keep%21" id="wpa2a_18"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>Okay, how many New Year’s Resolutions have you already broken?  Here are some you can make now and keep the rest of the year:  Everyone in my car will wear a seatbelt while driving. I will give my full attention to driving: this means no texting, no cell phone, no arguments, and no multi-tasking while <a href="http://www.spencerinsurance.com/blog/new-years-resolutions-to-keep/#more-432" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fnew-years-resolutions-to-keep%2F&amp;title=New%20Year%26%238217%3Bs%20Resolutions%20to%20Keep%21" id="wpa2a_20"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Winter Driving Tips</title>
		<link>http://www.spencerinsurance.com/blog/winter-driving-tips/</link>
		<comments>http://www.spencerinsurance.com/blog/winter-driving-tips/#comments</comments>
		<pubDate>Tue, 07 Dec 2010 12:37:48 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[safe driving]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[teen driver education]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[teen safety]]></category>
		<category><![CDATA[teen winter driving]]></category>
		<category><![CDATA[winter car safety kit]]></category>
		<category><![CDATA[winter driving]]></category>
		<category><![CDATA[winter driving tips]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=420</guid>
		<description><![CDATA[<p>Wow! Remember the snow storms of last winter?  I think we had enough snow for a couple of years but here we go again, winter will be here soon.  This is the time to start thinking of ways to take the opportunity to teach your teen drivers how to drive safely in bad road conditions.  <a href="http://www.spencerinsurance.com/blog/winter-driving-tips/#more-420" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fwinter-driving-tips%2F&amp;title=Winter%20Driving%20Tips" id="wpa2a_22"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>Wow! Remember the snow storms of last winter?  I think we had enough snow for a couple of years but here we go again, winter will be here soon.  This is the time to start thinking of ways to take the opportunity to teach your teen drivers how to drive safely in bad road conditions.  <a href="http://www.spencerinsurance.com/blog/winter-driving-tips/#more-420" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fwinter-driving-tips%2F&amp;title=Winter%20Driving%20Tips" id="wpa2a_24"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Prom Photo Contest</title>
		<link>http://www.spencerinsurance.com/blog/prom-photo-contest/</link>
		<comments>http://www.spencerinsurance.com/blog/prom-photo-contest/#comments</comments>
		<pubDate>Tue, 15 Jun 2010 18:44:46 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[Cost of Insurance]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[GPS monitoring system]]></category>
		<category><![CDATA[graduated drivers license]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[protect your home]]></category>
		<category><![CDATA[safe driving]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[teen driver education]]></category>
		<category><![CDATA[teen driving contract]]></category>
		<category><![CDATA[teen safety]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=264</guid>
		<description><![CDATA[<p>This is the last chance to vote for your favorite Prom Photo.  CLICK HERE to vote!   Spencer Insurance is pleased to sponsor the Photo Contest.  Make sure you pass this on to your friends and family.  Don’t forget the Parents and Grand Parents. If you want more info on how to protect your Teen <a href="http://www.spencerinsurance.com/blog/prom-photo-contest/#more-264" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fprom-photo-contest%2F&amp;title=Prom%20Photo%20Contest" id="wpa2a_26"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>This is the last chance to vote for your favorite Prom Photo.  CLICK HERE to vote!   Spencer Insurance is pleased to sponsor the Photo Contest.  Make sure you pass this on to your friends and family.  Don’t forget the Parents and Grand Parents. If you want more info on how to protect your Teen <a href="http://www.spencerinsurance.com/blog/prom-photo-contest/#more-264" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fprom-photo-contest%2F&amp;title=Prom%20Photo%20Contest" id="wpa2a_28"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<title>New Advocacy group formed to combat distracted drivers</title>
		<link>http://www.spencerinsurance.com/blog/new-advocacy-group-formed-to-combat-distracted-drivers/</link>
		<comments>http://www.spencerinsurance.com/blog/new-advocacy-group-formed-to-combat-distracted-drivers/#comments</comments>
		<pubDate>Thu, 14 Jan 2010 14:24:26 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[accident]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[drivers education]]></category>
		<category><![CDATA[graduated drivers license]]></category>
		<category><![CDATA[Insurance Institute of Highway Safety]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[parents of teen drivers]]></category>
		<category><![CDATA[protect your home]]></category>
		<category><![CDATA[safe driving]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[teen driver education]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[teen driver/parent contract]]></category>
		<category><![CDATA[teen driving contract]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=156</guid>
		<description><![CDATA[<p>In a recent blog I suggested to everyone that you should be outraged at the fact that Pennsylvania does not have stricter teen driver safety laws. Now an organization has been formed to target distracted drivers.   As U.S. Transportation Secretary Ray LaHood states “Every single time you take your eyes off the road or talk <a href="http://www.spencerinsurance.com/blog/new-advocacy-group-formed-to-combat-distracted-drivers/#more-156" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fnew-advocacy-group-formed-to-combat-distracted-drivers%2F&amp;title=New%20Advocacy%20group%20formed%20to%20combat%20distracted%20drivers" id="wpa2a_30"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>In a recent blog I suggested to everyone that you should be outraged at the fact that Pennsylvania does not have stricter teen driver safety laws. Now an organization has been formed to target distracted drivers.   As U.S. Transportation Secretary Ray LaHood states “Every single time you take your eyes off the road or talk <a href="http://www.spencerinsurance.com/blog/new-advocacy-group-formed-to-combat-distracted-drivers/#more-156" class="more-link">Continue reading &rarr;</a></p>
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		<title>Free Online Home Study Driving Course Offered to Parents to Teach Their Teens to Drive Safely</title>
		<link>http://www.spencerinsurance.com/blog/free-online-home-study-driving-course-offered-to-parents-to-teach-their-teens-to-drive-safely/</link>
		<comments>http://www.spencerinsurance.com/blog/free-online-home-study-driving-course-offered-to-parents-to-teach-their-teens-to-drive-safely/#comments</comments>
		<pubDate>Tue, 05 Jan 2010 20:01:53 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[accident]]></category>
		<category><![CDATA[Cost of Insurance]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[drivers education]]></category>
		<category><![CDATA[GPS monitoring system]]></category>
		<category><![CDATA[graduated drivers license]]></category>
		<category><![CDATA[Insurance Institute of Highway Safety]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[parents of teen drivers]]></category>
		<category><![CDATA[safe driving]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[safe teen driving]]></category>
		<category><![CDATA[seat belt]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[teen consequences]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[teen driver bumper sticker]]></category>
		<category><![CDATA[teen driver education]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[teen driver/parent contract]]></category>
		<category><![CDATA[Teen drivier]]></category>
		<category><![CDATA[teen driving]]></category>
		<category><![CDATA[teen driving contract]]></category>
		<category><![CDATA[teen safety]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=152</guid>
		<description><![CDATA[<p>Tragically car accidents continue to be the primary cause of teenager deaths.  In our area we had three accidents that caused the death of 6 teen drivers in two months.  I have teamed up with  the Society of Family Insurance Specialists (SFIS) in striving to reduce that statistic by  providing parents a free online 16 step <a href="http://www.spencerinsurance.com/blog/free-online-home-study-driving-course-offered-to-parents-to-teach-their-teens-to-drive-safely/#more-152" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Ffree-online-home-study-driving-course-offered-to-parents-to-teach-their-teens-to-drive-safely%2F&amp;title=Free%20Online%20Home%20Study%20Driving%20Course%20Offered%20to%20Parents%20to%20Teach%20Their%20Teens%20to%20Drive%20Safely" id="wpa2a_34"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>Tragically car accidents continue to be the primary cause of teenager deaths.  In our area we had three accidents that caused the death of 6 teen drivers in two months.  I have teamed up with  the Society of Family Insurance Specialists (SFIS) in striving to reduce that statistic by  providing parents a free online 16 step <a href="http://www.spencerinsurance.com/blog/free-online-home-study-driving-course-offered-to-parents-to-teach-their-teens-to-drive-safely/#more-152" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Ffree-online-home-study-driving-course-offered-to-parents-to-teach-their-teens-to-drive-safely%2F&amp;title=Free%20Online%20Home%20Study%20Driving%20Course%20Offered%20to%20Parents%20to%20Teach%20Their%20Teens%20to%20Drive%20Safely" id="wpa2a_36"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<title>You should be outraged!</title>
		<link>http://www.spencerinsurance.com/blog/you-should-be-outraged/</link>
		<comments>http://www.spencerinsurance.com/blog/you-should-be-outraged/#comments</comments>
		<pubDate>Mon, 28 Dec 2009 21:38:45 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[accident]]></category>
		<category><![CDATA[Cell phone ban]]></category>
		<category><![CDATA[costly mistake]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[GPS monitoring system]]></category>
		<category><![CDATA[graduated drivers license]]></category>
		<category><![CDATA[Insurance Institute of Highway Safety]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[parents of teen drivers]]></category>
		<category><![CDATA[safe driving]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[safe teen driving]]></category>
		<category><![CDATA[seat belt]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[teen consequences]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[teen driver bumper sticker]]></category>
		<category><![CDATA[teen driver education]]></category>
		<category><![CDATA[teen driver expectations]]></category>
		<category><![CDATA[teen driver insurance]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[teen driver/parent contract]]></category>
		<category><![CDATA[Teen drivier]]></category>
		<category><![CDATA[teen driving]]></category>
		<category><![CDATA[teen driving contract]]></category>
		<category><![CDATA[winter driving tips]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=148</guid>
		<description><![CDATA[<a href="http://www.spencerinsurance.com/blog/wp-content/uploads/2009/12/teen-driver3.jpg" rel="lightbox[pics148]" title="teen-driver3"><img src="http://www.spencerinsurance.com/blog/wp-content/uploads/2009/12/teen-driver3.thumbnail.jpg" alt="teen-driver3" width="200" height="133" class="attachment wp-att-149 alignleft" /></a>]]></description>
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