Spencer Insurance Blog

Summertime means that your teen drivers are on the move.  That means they are spending more time driving your car.  They may be going to work, the pool, or a friend’s house.  This is a great time to remind them how to be a safe driver.  What can you do as a parent of a teen [...]

Voting starts today in the Montgomery Media’s Prom Photo Contest. Spencer Insurance is pleased to sponsor the Montgomery Media’s Prom Photo Contest.  You can still send in your Prom photo and you may win $100. Here is how it works: Click the following link: http://allaroundphilly.upickem.net/engine/Welcome.aspx?contestid=17208. Then register and submit your Prom Photo.  Deadline for submission is June [...]

I have a special announcement for the parents and grandparents of High School  juniors and seniors. (Don’t worry if you are not a parent or grandparent of a junior or senior, forward this email to someone you know who is!) Spencer Insurance is pleased to sponsor the Montgomery Media’s Prom Photo Contest.  Send in your Prom [...]

Starting May 1st, New Jersey young drivers will face additional restrictions designed to help keep our teens safe. The new law requires a red reflective decal on the front and rear license plates of vehicles operated by a permit or probationary license holder under age 21.  These decals are removable should another driver who is not [...]

This question comes to us in many forms.  Do I have full coverage? Do I have good coverage? Am I fully protected? The answer to these questions can be different for each of our clients.  Our Mission Statement says: “Spencer Insurance Agency, Inc. recommends and provides insurance products and services to our clients that best meets [...]

Wow!  Did I hear 47 inches of snow in one week here in Philly?  There are several things you should do to prevent claims on your auto and home insurance. Your auto insurance: Since many back streets are still snow covered and that snow is packed and like ice, you need to allow a lot more time to [...]

In a recent blog I suggested to everyone that you should be outraged at the fact that Pennsylvania does not have stricter teen driver safety laws. Now an organization has been formed to target distracted drivers.   As U.S. Transportation Secretary Ray LaHood states “Every single time you take your eyes off the road or talk on [...]

Tragically car accidents continue to be the primary cause of teenager deaths.  In our area we had three accidents that caused the death of 6 teen drivers in two months.  I have teamed up with  the Society of Family Insurance Specialists (SFIS) in striving to reduce that statistic by  providing parents a free online 16 step ‘Teach [...]

In December there were three fatal accidents in our area taking the lives of six teen passengers.  In 41 states there are Teen Driver Laws that limit the number of passengers that can be in a teen driver’s car.  Sadly, Pennsylvania is one of nine states without a law limiting the number of passengers in a [...]

Many factors will play into your decision, but you should be aware of a recent study.  On September 25, 2009 MSNBC.com had an article titled “1 in 4 teens with own car has been in a crash.”  The research was based on a nationally representative survey of more than 5500 teens in grades nine through 11.  More [...]