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	<title>Spencer Insurance Blog &#187; teen driver expectations</title>
	<atom:link href="http://www.spencerinsurance.com/blog/tag/teen-driver-expectations/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.spencerinsurance.com/blog</link>
	<description>The Official Blog of Spencer Insurance Agency, Inc.</description>
	<lastBuildDate>Tue, 31 Jan 2012 07:22:52 +0000</lastBuildDate>
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		<title>New PA Teen Driver Law became effective on December 24, 2011</title>
		<link>http://www.spencerinsurance.com/blog/new-pa-teen-driver-law-became-effective-on-december-24-2011/</link>
		<comments>http://www.spencerinsurance.com/blog/new-pa-teen-driver-law-became-effective-on-december-24-2011/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 08:04:23 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[accident]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[Cell phone ban]]></category>
		<category><![CDATA[Cost of Insurance]]></category>
		<category><![CDATA[costly mistake]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[drivers education]]></category>
		<category><![CDATA[graduated drivers license]]></category>
		<category><![CDATA[Insurance Institute of Highway Safety]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[safe driving]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[seat belt]]></category>
		<category><![CDATA[spencer insurance]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[teen consequences]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[teen driver education]]></category>
		<category><![CDATA[teen driver expectations]]></category>
		<category><![CDATA[teen driver insurance]]></category>
		<category><![CDATA[teen driver/parent contract]]></category>
		<category><![CDATA[teen safety]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=727</guid>
		<description><![CDATA[<p>Starting December 24, 2011 the new Pennsylvania Teen Driver Law (Act 81 of 2011) became law.  Are you familiar with the changes?  Here are the highlights: The number of hours of supervised, behind the wheel skill building increased from 50 to 65. Ten of these hours must consist of nighttime driving and five of these <a href="http://www.spencerinsurance.com/blog/new-pa-teen-driver-law-became-effective-on-december-24-2011/#more-727" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fnew-pa-teen-driver-law-became-effective-on-december-24-2011%2F&amp;title=New%20PA%20Teen%20Driver%20Law%20became%20effective%20on%20December%2024%2C%202011" id="wpa2a_2"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>Starting December 24, 2011 the new Pennsylvania Teen Driver Law (Act 81 of 2011) became law.  Are you familiar with the changes?  Here are the highlights: The number of hours of supervised, behind the wheel skill building increased from 50 to 65. Ten of these hours must consist of nighttime driving and five of these <a href="http://www.spencerinsurance.com/blog/new-pa-teen-driver-law-became-effective-on-december-24-2011/#more-727" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fnew-pa-teen-driver-law-became-effective-on-december-24-2011%2F&amp;title=New%20PA%20Teen%20Driver%20Law%20became%20effective%20on%20December%2024%2C%202011" id="wpa2a_4"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Great Video about Texting while driving.  Check it Out!</title>
		<link>http://www.spencerinsurance.com/blog/great-video-about-texting-while-driving-check-it-out/</link>
		<comments>http://www.spencerinsurance.com/blog/great-video-about-texting-while-driving-check-it-out/#comments</comments>
		<pubDate>Wed, 30 Mar 2011 21:55:37 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Life insurance]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[Value Added Services]]></category>
		<category><![CDATA[accident]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[Cell phone ban]]></category>
		<category><![CDATA[costly mistake]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[graduated drivers license]]></category>
		<category><![CDATA[parents of teen drivers]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[spencer insurance]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[teen driver education]]></category>
		<category><![CDATA[teen driver expectations]]></category>
		<category><![CDATA[texting while driving]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=523</guid>
		<description><![CDATA[<p>I want to thank Kathy Nolan Edwards, a friend and client for passing on to me a link about Texting while driving.  Check out this emotional video.  It is at the bottom of our Resources Page.  Simply stated, Texting while driving KILLS!   What can you do? If you are a parent  have your teen drivers <a href="http://www.spencerinsurance.com/blog/great-video-about-texting-while-driving-check-it-out/#more-523" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fgreat-video-about-texting-while-driving-check-it-out%2F&amp;title=Great%20Video%20about%20Texting%20while%20driving.%20%20Check%20it%20Out%21" id="wpa2a_6"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>I want to thank Kathy Nolan Edwards, a friend and client for passing on to me a link about Texting while driving.  Check out this emotional video.  It is at the bottom of our Resources Page.  Simply stated, Texting while driving KILLS!   What can you do? If you are a parent  have your teen drivers <a href="http://www.spencerinsurance.com/blog/great-video-about-texting-while-driving-check-it-out/#more-523" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fgreat-video-about-texting-while-driving-check-it-out%2F&amp;title=Great%20Video%20about%20Texting%20while%20driving.%20%20Check%20it%20Out%21" id="wpa2a_8"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Letter to the Editor of Philadelphia Inquirer today.  This is the unedited version.</title>
		<link>http://www.spencerinsurance.com/blog/letter-to-the-editor-of-philadelphia-inquirer-today-this-is-the-unedited-version/</link>
		<comments>http://www.spencerinsurance.com/blog/letter-to-the-editor-of-philadelphia-inquirer-today-this-is-the-unedited-version/#comments</comments>
		<pubDate>Sun, 13 Mar 2011 20:08:07 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[Cell phone ban]]></category>
		<category><![CDATA[costly mistake]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[drivers education]]></category>
		<category><![CDATA[graduated drivers license]]></category>
		<category><![CDATA[Insurance Institute of Highway Safety]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[parents of teen drivers]]></category>
		<category><![CDATA[referrals]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[teen driver education]]></category>
		<category><![CDATA[teen driver expectations]]></category>
		<category><![CDATA[teen driver insurance]]></category>
		<category><![CDATA[teen driver/parent contract]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=514</guid>
		<description><![CDATA[<p>To the editor: March 8, 2011  Once again, our State Rep, Josh Shapiro, introduced legislation to ban the use of hand held cell phones and texting while driving.  Once again our elected officials failed us by not passing this ban.  We should be outraged!  Pennsylvania is one of a few states left that does not <a href="http://www.spencerinsurance.com/blog/letter-to-the-editor-of-philadelphia-inquirer-today-this-is-the-unedited-version/#more-514" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fletter-to-the-editor-of-philadelphia-inquirer-today-this-is-the-unedited-version%2F&amp;title=Letter%20to%20the%20Editor%20of%20Philadelphia%20Inquirer%20today.%20%20This%20is%20the%20unedited%20version." id="wpa2a_10"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>To the editor: March 8, 2011  Once again, our State Rep, Josh Shapiro, introduced legislation to ban the use of hand held cell phones and texting while driving.  Once again our elected officials failed us by not passing this ban.  We should be outraged!  Pennsylvania is one of a few states left that does not <a href="http://www.spencerinsurance.com/blog/letter-to-the-editor-of-philadelphia-inquirer-today-this-is-the-unedited-version/#more-514" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fletter-to-the-editor-of-philadelphia-inquirer-today-this-is-the-unedited-version%2F&amp;title=Letter%20to%20the%20Editor%20of%20Philadelphia%20Inquirer%20today.%20%20This%20is%20the%20unedited%20version." id="wpa2a_12"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Happy New Year</title>
		<link>http://www.spencerinsurance.com/blog/happy-new-year/</link>
		<comments>http://www.spencerinsurance.com/blog/happy-new-year/#comments</comments>
		<pubDate>Tue, 28 Dec 2010 12:07:38 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Home safety]]></category>
		<category><![CDATA[Life insurance]]></category>
		<category><![CDATA[Value Added Services]]></category>
		<category><![CDATA[costly mistake]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[happy new year]]></category>
		<category><![CDATA[home insurance]]></category>
		<category><![CDATA[homeowner's insurance]]></category>
		<category><![CDATA[new year's resolutions]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[safe driving tips]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[teen driver expectations]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=403</guid>
		<description><![CDATA[<p>All of us at Spencer Insurance Agency wish you and your family a Happy New Year!  We wish you the very best for the coming year.  I would like to suggest some New Year’s Resolutions Review your policies – Things change, when was the last time you reviewed you auto, home and life insurance policies? <a href="http://www.spencerinsurance.com/blog/happy-new-year/#more-403" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fhappy-new-year%2F&amp;title=Happy%20New%20Year" id="wpa2a_14"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>All of us at Spencer Insurance Agency wish you and your family a Happy New Year!  We wish you the very best for the coming year.  I would like to suggest some New Year’s Resolutions Review your policies – Things change, when was the last time you reviewed you auto, home and life insurance policies? <a href="http://www.spencerinsurance.com/blog/happy-new-year/#more-403" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fhappy-new-year%2F&amp;title=Happy%20New%20Year" id="wpa2a_16"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>The Roads are crazy now that Schools are open again!</title>
		<link>http://www.spencerinsurance.com/blog/the-roads-are-crazy-now-that-schools-are-open-again/</link>
		<comments>http://www.spencerinsurance.com/blog/the-roads-are-crazy-now-that-schools-are-open-again/#comments</comments>
		<pubDate>Tue, 07 Sep 2010 15:12:56 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[Cell phone ban]]></category>
		<category><![CDATA[drivers education]]></category>
		<category><![CDATA[GPS monitoring system]]></category>
		<category><![CDATA[graduated drivers license]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[spencer insurance]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[teen driver education]]></category>
		<category><![CDATA[teen driver expectations]]></category>
		<category><![CDATA[teen driver insurance]]></category>
		<category><![CDATA[teen driver/parent contract]]></category>
		<category><![CDATA[texting]]></category>
		<category><![CDATA[texting ban]]></category>
		<category><![CDATA[texting while driving]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=337</guid>
		<description><![CDATA[<p>Now that Labor Day is behind us we see a lot more activity on the roads.  People are back from vacation, teachers and students are heading back to school and parents are busy driving their children to all their activities. This is a great time to discuss with your teen drivers the rules you set <a href="http://www.spencerinsurance.com/blog/the-roads-are-crazy-now-that-schools-are-open-again/#more-337" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fthe-roads-are-crazy-now-that-schools-are-open-again%2F&amp;title=The%20Roads%20are%20crazy%20now%20that%20Schools%20are%20open%20again%21" id="wpa2a_18"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>Now that Labor Day is behind us we see a lot more activity on the roads.  People are back from vacation, teachers and students are heading back to school and parents are busy driving their children to all their activities. This is a great time to discuss with your teen drivers the rules you set <a href="http://www.spencerinsurance.com/blog/the-roads-are-crazy-now-that-schools-are-open-again/#more-337" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fthe-roads-are-crazy-now-that-schools-are-open-again%2F&amp;title=The%20Roads%20are%20crazy%20now%20that%20Schools%20are%20open%20again%21" id="wpa2a_20"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>You should be outraged!</title>
		<link>http://www.spencerinsurance.com/blog/you-should-be-outraged/</link>
		<comments>http://www.spencerinsurance.com/blog/you-should-be-outraged/#comments</comments>
		<pubDate>Mon, 28 Dec 2009 21:38:45 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[accident]]></category>
		<category><![CDATA[Cell phone ban]]></category>
		<category><![CDATA[costly mistake]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[GPS monitoring system]]></category>
		<category><![CDATA[graduated drivers license]]></category>
		<category><![CDATA[Insurance Institute of Highway Safety]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[parents of teen drivers]]></category>
		<category><![CDATA[safe driving]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[safe teen driving]]></category>
		<category><![CDATA[seat belt]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[teen consequences]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[teen driver bumper sticker]]></category>
		<category><![CDATA[teen driver education]]></category>
		<category><![CDATA[teen driver expectations]]></category>
		<category><![CDATA[teen driver insurance]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[teen driver/parent contract]]></category>
		<category><![CDATA[Teen drivier]]></category>
		<category><![CDATA[teen driving]]></category>
		<category><![CDATA[teen driving contract]]></category>
		<category><![CDATA[winter driving tips]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=148</guid>
		<description><![CDATA[<a href="http://www.spencerinsurance.com/blog/wp-content/uploads/2009/12/teen-driver3.jpg" rel="lightbox[pics148]" title="teen-driver3"><img src="http://www.spencerinsurance.com/blog/wp-content/uploads/2009/12/teen-driver3.thumbnail.jpg" alt="teen-driver3" width="200" height="133" class="attachment wp-att-149 alignleft" /></a>]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.spencerinsurance.com/blog/wp-content/uploads/2009/12/teen-driver3.jpg" rel="lightbox[pics148]" title="teen-driver3"><img src="http://www.spencerinsurance.com/blog/wp-content/uploads/2009/12/teen-driver3.thumbnail.jpg" alt="teen-driver3" width="200" height="133" class="attachment wp-att-149 alignleft" /></a></p>
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		<title>Are you Negatively Impacting Your Teen&#8217;s Driving Behavior?</title>
		<link>http://www.spencerinsurance.com/blog/are-you-negatively-impacting-your-teens-driving-behavior/</link>
		<comments>http://www.spencerinsurance.com/blog/are-you-negatively-impacting-your-teens-driving-behavior/#comments</comments>
		<pubDate>Mon, 02 Mar 2009 21:28:44 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[teen driver expectations]]></category>
		<category><![CDATA[teen driver/parent contract]]></category>

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		<description><![CDATA[<p>  We read a lot about the reasons that teenage drivers are more likely to have accidents than older, more experienced drivers.  Speed, over correction, and distractions in the car are cited as being some of the most frequent contributors to teenage driving accidents.  But, let&#8217;s take a moment to examine your teen&#8217;s state of <a href="http://www.spencerinsurance.com/blog/are-you-negatively-impacting-your-teens-driving-behavior/#more-86" class="more-link">Continue reading &rarr;</a></p>
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			<content:encoded><![CDATA[<p>  We read a lot about the reasons that teenage drivers are more likely to have accidents than older, more experienced drivers.  Speed, over correction, and distractions in the car are cited as being some of the most frequent contributors to teenage driving accidents.  But, let&#8217;s take a moment to examine your teen&#8217;s state of <a href="http://www.spencerinsurance.com/blog/are-you-negatively-impacting-your-teens-driving-behavior/#more-86" class="more-link">Continue reading &rarr;</a></p>
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