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	<title>Spencer Insurance Blog &#187; Teen Driver</title>
	<atom:link href="http://www.spencerinsurance.com/blog/tag/teen-driver/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.spencerinsurance.com/blog</link>
	<description>The Official Blog of Spencer Insurance Agency, Inc.</description>
	<lastBuildDate>Tue, 31 Jan 2012 07:22:52 +0000</lastBuildDate>
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		<title>New PA Teen Driver Law became effective on December 24, 2011</title>
		<link>http://www.spencerinsurance.com/blog/new-pa-teen-driver-law-became-effective-on-december-24-2011/</link>
		<comments>http://www.spencerinsurance.com/blog/new-pa-teen-driver-law-became-effective-on-december-24-2011/#comments</comments>
		<pubDate>Tue, 17 Jan 2012 08:04:23 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[accident]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[Cell phone ban]]></category>
		<category><![CDATA[Cost of Insurance]]></category>
		<category><![CDATA[costly mistake]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[drivers education]]></category>
		<category><![CDATA[graduated drivers license]]></category>
		<category><![CDATA[Insurance Institute of Highway Safety]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[safe driving]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[seat belt]]></category>
		<category><![CDATA[spencer insurance]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[teen consequences]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[teen driver education]]></category>
		<category><![CDATA[teen driver expectations]]></category>
		<category><![CDATA[teen driver insurance]]></category>
		<category><![CDATA[teen driver/parent contract]]></category>
		<category><![CDATA[teen safety]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=727</guid>
		<description><![CDATA[<p>Starting December 24, 2011 the new Pennsylvania Teen Driver Law (Act 81 of 2011) became law.  Are you familiar with the changes?  Here are the highlights: The number of hours of supervised, behind the wheel skill building increased from 50 to 65. Ten of these hours must consist of nighttime driving and five of these <a href="http://www.spencerinsurance.com/blog/new-pa-teen-driver-law-became-effective-on-december-24-2011/#more-727" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fnew-pa-teen-driver-law-became-effective-on-december-24-2011%2F&amp;title=New%20PA%20Teen%20Driver%20Law%20became%20effective%20on%20December%2024%2C%202011" id="wpa2a_2"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>Starting December 24, 2011 the new Pennsylvania Teen Driver Law (Act 81 of 2011) became law.  Are you familiar with the changes?  Here are the highlights: The number of hours of supervised, behind the wheel skill building increased from 50 to 65. Ten of these hours must consist of nighttime driving and five of these <a href="http://www.spencerinsurance.com/blog/new-pa-teen-driver-law-became-effective-on-december-24-2011/#more-727" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fnew-pa-teen-driver-law-became-effective-on-december-24-2011%2F&amp;title=New%20PA%20Teen%20Driver%20Law%20became%20effective%20on%20December%2024%2C%202011" id="wpa2a_4"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Driving in Inclement Weather</title>
		<link>http://www.spencerinsurance.com/blog/driving-in-inclement-weather/</link>
		<comments>http://www.spencerinsurance.com/blog/driving-in-inclement-weather/#comments</comments>
		<pubDate>Tue, 13 Dec 2011 08:39:51 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[accident]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[Cost of Insurance]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[drivers education]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[parents of teen drivers]]></category>
		<category><![CDATA[safe driving]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[teen driver education]]></category>
		<category><![CDATA[teen driver/parent contract]]></category>
		<category><![CDATA[teen driving]]></category>
		<category><![CDATA[True costs of insurance]]></category>
		<category><![CDATA[winter car safety kit]]></category>
		<category><![CDATA[winter driving]]></category>
		<category><![CDATA[winter driving tips]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=720</guid>
		<description><![CDATA[<p>The Fall Colors have been beautiful the last few weeks.  Then all of the sudden I have a carpet of leaves on my front lawn, sidewalk and porch. Driving down the street last weekend with the wet leaves covering the road reminded me that the leaves soon will be replaced with ice and snow.  This <a href="http://www.spencerinsurance.com/blog/driving-in-inclement-weather/#more-720" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fdriving-in-inclement-weather%2F&amp;title=Driving%20in%20Inclement%20Weather" id="wpa2a_6"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>The Fall Colors have been beautiful the last few weeks.  Then all of the sudden I have a carpet of leaves on my front lawn, sidewalk and porch. Driving down the street last weekend with the wet leaves covering the road reminded me that the leaves soon will be replaced with ice and snow.  This <a href="http://www.spencerinsurance.com/blog/driving-in-inclement-weather/#more-720" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fdriving-in-inclement-weather%2F&amp;title=Driving%20in%20Inclement%20Weather" id="wpa2a_8"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Help us Support the Abington Township Police Athletic League (PAL)!</title>
		<link>http://www.spencerinsurance.com/blog/help-us-support-the-abington-township-police-athletic-league-pal/</link>
		<comments>http://www.spencerinsurance.com/blog/help-us-support-the-abington-township-police-athletic-league-pal/#comments</comments>
		<pubDate>Wed, 02 Nov 2011 11:59:32 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Abington Township]]></category>
		<category><![CDATA[Abington Township Police Athletic League]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[PAL]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[Police and Youth]]></category>
		<category><![CDATA[Police Athletic League]]></category>
		<category><![CDATA[protect your home]]></category>
		<category><![CDATA[teen]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[teen driver education]]></category>
		<category><![CDATA[teen driver insurance]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[teen driving contract]]></category>
		<category><![CDATA[teen safety]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=721</guid>
		<description><![CDATA[<p>During the the months of October, November and December, Spencer Insurance will spotlight The Abington Township Police Athletic League (PAL).  For every referral we receive, Spencer Insurance Agency will donate $5 to PAL.  Check out all the great things PAL does for our community.  Visit their website at http://www.abingtonpal.org</p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fhelp-us-support-the-abington-township-police-athletic-league-pal%2F&amp;title=Help%20us%20Support%20the%20Abington%20Township%20Police%20Athletic%20League%20%28PAL%29%21" id="wpa2a_10"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>During the the months of October, November and December, Spencer Insurance will spotlight The Abington Township Police Athletic League (PAL).  For every referral we receive, Spencer Insurance Agency will donate $5 to PAL.  Check out all the great things PAL does for our community.  Visit their website at http://www.abingtonpal.org</p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fhelp-us-support-the-abington-township-police-athletic-league-pal%2F&amp;title=Help%20us%20Support%20the%20Abington%20Township%20Police%20Athletic%20League%20%28PAL%29%21" id="wpa2a_12"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Back to School Bus Safety Tips</title>
		<link>http://www.spencerinsurance.com/blog/back-to-school-bus-safety-tips/</link>
		<comments>http://www.spencerinsurance.com/blog/back-to-school-bus-safety-tips/#comments</comments>
		<pubDate>Tue, 23 Aug 2011 09:56:51 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[accident]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[back to school]]></category>
		<category><![CDATA[back to school safety]]></category>
		<category><![CDATA[drivers education]]></category>
		<category><![CDATA[homeowner's insurance]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[protect your home]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[school bus]]></category>
		<category><![CDATA[School bus safety]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[student safety]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[teen driver/parent contract]]></category>
		<category><![CDATA[teen driving]]></category>
		<category><![CDATA[teen safety]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=660</guid>
		<description><![CDATA[<p>Most of you probably have children back in school, or returning to school soon.  We came across some bus safety tips we wanted to share with you. It might be a good idea to print these out and go over them with your loved ones. For some 25 million students nationwide, the school day begins <a href="http://www.spencerinsurance.com/blog/back-to-school-bus-safety-tips/#more-660" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fback-to-school-bus-safety-tips%2F&amp;title=Back%20to%20School%20Bus%20Safety%20Tips" id="wpa2a_14"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>Most of you probably have children back in school, or returning to school soon.  We came across some bus safety tips we wanted to share with you. It might be a good idea to print these out and go over them with your loved ones. For some 25 million students nationwide, the school day begins <a href="http://www.spencerinsurance.com/blog/back-to-school-bus-safety-tips/#more-660" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fback-to-school-bus-safety-tips%2F&amp;title=Back%20to%20School%20Bus%20Safety%20Tips" id="wpa2a_16"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Prepare Your Teen for Summertime Driving</title>
		<link>http://www.spencerinsurance.com/blog/prepare-your-teen-for-summertime-driving/</link>
		<comments>http://www.spencerinsurance.com/blog/prepare-your-teen-for-summertime-driving/#comments</comments>
		<pubDate>Tue, 21 Jun 2011 10:47:05 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[Cell phone ban]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[graduated drivers license]]></category>
		<category><![CDATA[Insurance Institute of Highway Safety]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[protect your home]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[teen driver education]]></category>
		<category><![CDATA[teen driver/parent contract]]></category>
		<category><![CDATA[texting while driving]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=618</guid>
		<description><![CDATA[<p>Here are some tips from Ret. Master Police Officer III, James Poer. According to the National Highway Traffic Safety Administration (NHTSA), the time between Memorial Day and Labor Day is the deadliest for drivers 15-20 years of age. That means parents need to be especially vigilant in communicating and enforcing their expectations and rules related <a href="http://www.spencerinsurance.com/blog/prepare-your-teen-for-summertime-driving/#more-618" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fprepare-your-teen-for-summertime-driving%2F&amp;title=Prepare%20Your%20Teen%20for%20Summertime%20Driving" id="wpa2a_18"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>Here are some tips from Ret. Master Police Officer III, James Poer. According to the National Highway Traffic Safety Administration (NHTSA), the time between Memorial Day and Labor Day is the deadliest for drivers 15-20 years of age. That means parents need to be especially vigilant in communicating and enforcing their expectations and rules related <a href="http://www.spencerinsurance.com/blog/prepare-your-teen-for-summertime-driving/#more-618" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fprepare-your-teen-for-summertime-driving%2F&amp;title=Prepare%20Your%20Teen%20for%20Summertime%20Driving" id="wpa2a_20"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Would you pass the driver’s test today?</title>
		<link>http://www.spencerinsurance.com/blog/would-you-pass-the-driver%e2%80%99s-test-today/</link>
		<comments>http://www.spencerinsurance.com/blog/would-you-pass-the-driver%e2%80%99s-test-today/#comments</comments>
		<pubDate>Tue, 07 Jun 2011 18:45:33 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[driver's test]]></category>
		<category><![CDATA[GMAC Insurance National Driving Test]]></category>
		<category><![CDATA[Teen Driver]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=604</guid>
		<description><![CDATA[<p>A GMAC Insurance survey found that 1 in 5 American drivers are unfit for the road. The 7th annual survey found that Kansas Drivers remain the most knowledgeable.  Here area few highlights of the study: Males are better drivers? The Northeast is the worst driving region The Older the driver the wiser 1 of 3 <a href="http://www.spencerinsurance.com/blog/would-you-pass-the-driver%e2%80%99s-test-today/#more-604" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fwould-you-pass-the-driver%25e2%2580%2599s-test-today%2F&amp;title=Would%20you%20pass%20the%20driver%E2%80%99s%20test%20today%3F" id="wpa2a_22"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>A GMAC Insurance survey found that 1 in 5 American drivers are unfit for the road. The 7th annual survey found that Kansas Drivers remain the most knowledgeable.  Here area few highlights of the study: Males are better drivers? The Northeast is the worst driving region The Older the driver the wiser 1 of 3 <a href="http://www.spencerinsurance.com/blog/would-you-pass-the-driver%e2%80%99s-test-today/#more-604" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fwould-you-pass-the-driver%25e2%2580%2599s-test-today%2F&amp;title=Would%20you%20pass%20the%20driver%E2%80%99s%20test%20today%3F" id="wpa2a_24"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Avoid Being the Victim of a Staged Accident</title>
		<link>http://www.spencerinsurance.com/blog/avoid-being-the-victim-of-a-staged-accident/</link>
		<comments>http://www.spencerinsurance.com/blog/avoid-being-the-victim-of-a-staged-accident/#comments</comments>
		<pubDate>Tue, 12 Apr 2011 12:00:28 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Value Added Services]]></category>
		<category><![CDATA[accident]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[Cost of Insurance]]></category>
		<category><![CDATA[costly mistake]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[homeowner's insurance]]></category>
		<category><![CDATA[homeowners insurance in Montgomery county]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[safe driving]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[teen driver/parent contract]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=544</guid>
		<description><![CDATA[<p>Don’t become a victim of Insurance Fraud.  With the state of the economy, some people look for quick schemes to make money.   Insurance Fraud manifests itself in many ways.  One way is the staged accident.  Are you a prime candidate to become a victim of a staged accident?  Here are some tips from Foremost Insurance <a href="http://www.spencerinsurance.com/blog/avoid-being-the-victim-of-a-staged-accident/#more-544" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Favoid-being-the-victim-of-a-staged-accident%2F&amp;title=Avoid%20Being%20the%20Victim%20of%20a%20Staged%20Accident" id="wpa2a_26"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>Don’t become a victim of Insurance Fraud.  With the state of the economy, some people look for quick schemes to make money.   Insurance Fraud manifests itself in many ways.  One way is the staged accident.  Are you a prime candidate to become a victim of a staged accident?  Here are some tips from Foremost Insurance <a href="http://www.spencerinsurance.com/blog/avoid-being-the-victim-of-a-staged-accident/#more-544" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Favoid-being-the-victim-of-a-staged-accident%2F&amp;title=Avoid%20Being%20the%20Victim%20of%20a%20Staged%20Accident" id="wpa2a_28"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<title>What have you done lately to help your teen become a safer driver?</title>
		<link>http://www.spencerinsurance.com/blog/what-have-you-done-lately-to-help-your-teen-driver-become-a-safer-driver/</link>
		<comments>http://www.spencerinsurance.com/blog/what-have-you-done-lately-to-help-your-teen-driver-become-a-safer-driver/#comments</comments>
		<pubDate>Tue, 15 Mar 2011 10:49:02 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[GPS monitoring system]]></category>
		<category><![CDATA[graduated drivers license]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[parents of teen drivers]]></category>
		<category><![CDATA[protect your home]]></category>
		<category><![CDATA[safe driving]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[safe teen driving]]></category>
		<category><![CDATA[seat belt]]></category>
		<category><![CDATA[spencer insurance]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[teen driver education]]></category>
		<category><![CDATA[teen driver insurance]]></category>
		<category><![CDATA[teen driver/parent contract]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=490</guid>
		<description><![CDATA[<p>Time is moving fast. One fourth of the year is nearly gone.  Hopefully, during the first quarter you took advantage of the abundant snowfall by taking your teen driver out for a lesson in driving in the snow.  There is no better way to get experience driving in the snow that with the supervision of <a href="http://www.spencerinsurance.com/blog/what-have-you-done-lately-to-help-your-teen-driver-become-a-safer-driver/#more-490" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fwhat-have-you-done-lately-to-help-your-teen-driver-become-a-safer-driver%2F&amp;title=What%20have%20you%20done%20lately%20to%20help%20your%20teen%20become%20a%20safer%20driver%3F" id="wpa2a_30"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>Time is moving fast. One fourth of the year is nearly gone.  Hopefully, during the first quarter you took advantage of the abundant snowfall by taking your teen driver out for a lesson in driving in the snow.  There is no better way to get experience driving in the snow that with the supervision of <a href="http://www.spencerinsurance.com/blog/what-have-you-done-lately-to-help-your-teen-driver-become-a-safer-driver/#more-490" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fwhat-have-you-done-lately-to-help-your-teen-driver-become-a-safer-driver%2F&amp;title=What%20have%20you%20done%20lately%20to%20help%20your%20teen%20become%20a%20safer%20driver%3F" id="wpa2a_32"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<title>Letter to the Editor of Philadelphia Inquirer today.  This is the unedited version.</title>
		<link>http://www.spencerinsurance.com/blog/letter-to-the-editor-of-philadelphia-inquirer-today-this-is-the-unedited-version/</link>
		<comments>http://www.spencerinsurance.com/blog/letter-to-the-editor-of-philadelphia-inquirer-today-this-is-the-unedited-version/#comments</comments>
		<pubDate>Sun, 13 Mar 2011 20:08:07 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[Cell phone ban]]></category>
		<category><![CDATA[costly mistake]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[drivers education]]></category>
		<category><![CDATA[graduated drivers license]]></category>
		<category><![CDATA[Insurance Institute of Highway Safety]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[parents of teen drivers]]></category>
		<category><![CDATA[referrals]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[teen driver education]]></category>
		<category><![CDATA[teen driver expectations]]></category>
		<category><![CDATA[teen driver insurance]]></category>
		<category><![CDATA[teen driver/parent contract]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=514</guid>
		<description><![CDATA[<p>To the editor: March 8, 2011  Once again, our State Rep, Josh Shapiro, introduced legislation to ban the use of hand held cell phones and texting while driving.  Once again our elected officials failed us by not passing this ban.  We should be outraged!  Pennsylvania is one of a few states left that does not <a href="http://www.spencerinsurance.com/blog/letter-to-the-editor-of-philadelphia-inquirer-today-this-is-the-unedited-version/#more-514" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fletter-to-the-editor-of-philadelphia-inquirer-today-this-is-the-unedited-version%2F&amp;title=Letter%20to%20the%20Editor%20of%20Philadelphia%20Inquirer%20today.%20%20This%20is%20the%20unedited%20version." id="wpa2a_34"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>To the editor: March 8, 2011  Once again, our State Rep, Josh Shapiro, introduced legislation to ban the use of hand held cell phones and texting while driving.  Once again our elected officials failed us by not passing this ban.  We should be outraged!  Pennsylvania is one of a few states left that does not <a href="http://www.spencerinsurance.com/blog/letter-to-the-editor-of-philadelphia-inquirer-today-this-is-the-unedited-version/#more-514" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fletter-to-the-editor-of-philadelphia-inquirer-today-this-is-the-unedited-version%2F&amp;title=Letter%20to%20the%20Editor%20of%20Philadelphia%20Inquirer%20today.%20%20This%20is%20the%20unedited%20version." id="wpa2a_36"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<item>
		<title>New Year&#8217;s Resolutions to Keep!</title>
		<link>http://www.spencerinsurance.com/blog/new-years-resolutions-to-keep/</link>
		<comments>http://www.spencerinsurance.com/blog/new-years-resolutions-to-keep/#comments</comments>
		<pubDate>Tue, 11 Jan 2011 15:00:35 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[Cell phone ban]]></category>
		<category><![CDATA[Cost of Insurance]]></category>
		<category><![CDATA[costly mistake]]></category>
		<category><![CDATA[new year's resolutions]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[safe driving]]></category>
		<category><![CDATA[safe driving tips]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[True costs of insurance]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=432</guid>
		<description><![CDATA[<p>Okay, how many New Year’s Resolutions have you already broken?  Here are some you can make now and keep the rest of the year:  Everyone in my car will wear a seatbelt while driving. I will give my full attention to driving: this means no texting, no cell phone, no arguments, and no multi-tasking while <a href="http://www.spencerinsurance.com/blog/new-years-resolutions-to-keep/#more-432" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fnew-years-resolutions-to-keep%2F&amp;title=New%20Year%26%238217%3Bs%20Resolutions%20to%20Keep%21" id="wpa2a_38"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>Okay, how many New Year’s Resolutions have you already broken?  Here are some you can make now and keep the rest of the year:  Everyone in my car will wear a seatbelt while driving. I will give my full attention to driving: this means no texting, no cell phone, no arguments, and no multi-tasking while <a href="http://www.spencerinsurance.com/blog/new-years-resolutions-to-keep/#more-432" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fnew-years-resolutions-to-keep%2F&amp;title=New%20Year%26%238217%3Bs%20Resolutions%20to%20Keep%21" id="wpa2a_40"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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