Spencer Insurance Blog

Voting starts today in the Montgomery Media’s Prom Photo Contest. Spencer Insurance is pleased to sponsor the Montgomery Media’s Prom Photo Contest.  You can still send in your Prom photo and you may win $100. Here is how it works: Click the following link: http://allaroundphilly.upickem.net/engine/Welcome.aspx?contestid=17208. Then register and submit your Prom Photo.  Deadline for submission is June [...]

Starting May 1st, New Jersey young drivers will face additional restrictions designed to help keep our teens safe. The new law requires a red reflective decal on the front and rear license plates of vehicles operated by a permit or probationary license holder under age 21.  These decals are removable should another driver who is not [...]

This month and next month will mark the Prom Season at most of our High Schools in the area.  I remember my Junior and Senior Proms at Bishop McDevitt High School.  I can still remember my dates.  Our Senior Prom was at the Bellevue-Stratford Hotel is Center City Philadelphia and went to 5AM. We had [...]

In a recent blog I suggested to everyone that you should be outraged at the fact that Pennsylvania does not have stricter teen driver safety laws. Now an organization has been formed to target distracted drivers.   As U.S. Transportation Secretary Ray LaHood states “Every single time you take your eyes off the road or talk on [...]

Tragically car accidents continue to be the primary cause of teenager deaths.  In our area we had three accidents that caused the death of 6 teen drivers in two months.  I have teamed up with  the Society of Family Insurance Specialists (SFIS) in striving to reduce that statistic by  providing parents a free online 16 step ‘Teach [...]

In December there were three fatal accidents in our area taking the lives of six teen passengers.  In 41 states there are Teen Driver Laws that limit the number of passengers that can be in a teen driver’s car.  Sadly, Pennsylvania is one of nine states without a law limiting the number of passengers in a [...]

Many factors will play into your decision, but you should be aware of a recent study.  On September 25, 2009 MSNBC.com had an article titled “1 in 4 teens with own car has been in a crash.”  The research was based on a nationally representative survey of more than 5500 teens in grades nine through 11.  More [...]

  We read a lot about the reasons that teenage drivers are more likely to have accidents than older, more experienced drivers.  Speed, over correction, and distractions in the car are cited as being some of the most frequent contributors to teenage driving accidents.  But, let’s take a moment to examine your teen’s state of mind when [...]