Spencer Insurance Blog » teen driver/parent contract

New PA Teen Driver Law became effective on December 24, 2011

Charlie Spencer — Tue, 17 Jan 2012 08:04:23 +0000

Starting December 24, 2011 the new Pennsylvania Teen Driver Law (Act 81 of 2011) became law. Are you familiar with the changes? Here are the highlights: The number of hours of supervised, behind the wheel skill building increased from 50 to 65. Ten of these hours must consist of nighttime driving and five of these Continue reading →

Driving in Inclement Weather

Charlie Spencer — Tue, 13 Dec 2011 08:39:51 +0000

The Fall Colors have been beautiful the last few weeks. Then all of the sudden I have a carpet of leaves on my front lawn, sidewalk and porch. Driving down the street last weekend with the wet leaves covering the road reminded me that the leaves soon will be replaced with ice and snow. This Continue reading →

Back to School Bus Safety Tips

Charlie Spencer — Tue, 23 Aug 2011 09:56:51 +0000

Most of you probably have children back in school, or returning to school soon. We came across some bus safety tips we wanted to share with you. It might be a good idea to print these out and go over them with your loved ones. For some 25 million students nationwide, the school day begins Continue reading →

Prepare Your Teen for Summertime Driving

Charlie Spencer — Tue, 21 Jun 2011 10:47:05 +0000

Here are some tips from Ret. Master Police Officer III, James Poer. According to the National Highway Traffic Safety Administration (NHTSA), the time between Memorial Day and Labor Day is the deadliest for drivers 15-20 years of age. That means parents need to be especially vigilant in communicating and enforcing their expectations and rules related Continue reading →

Avoid Being the Victim of a Staged Accident

Charlie Spencer — Tue, 12 Apr 2011 12:00:28 +0000

Don’t become a victim of Insurance Fraud. With the state of the economy, some people look for quick schemes to make money. Insurance Fraud manifests itself in many ways. One way is the staged accident. Are you a prime candidate to become a victim of a staged accident? Here are some tips from Foremost Insurance Continue reading →

What have you done lately to help your teen become a safer driver?

Charlie Spencer — Tue, 15 Mar 2011 10:49:02 +0000

Time is moving fast. One fourth of the year is nearly gone. Hopefully, during the first quarter you took advantage of the abundant snowfall by taking your teen driver out for a lesson in driving in the snow. There is no better way to get experience driving in the snow that with the supervision of Continue reading →

Letter to the Editor of Philadelphia Inquirer today. This is the unedited version.

Charlie Spencer — Sun, 13 Mar 2011 20:08:07 +0000

To the editor: March 8, 2011 Once again, our State Rep, Josh Shapiro, introduced legislation to ban the use of hand held cell phones and texting while driving. Once again our elected officials failed us by not passing this ban. We should be outraged! Pennsylvania is one of a few states left that does not Continue reading →

Parents, are your college bound children covered under your homeowners or auto policies?

Charlie Spencer — Tue, 05 Oct 2010 12:09:30 +0000

I originally wrote this article for one of our newsletters a few years ago. It is still a timely article and worth repeating. A few years ago I had three children going back to college. Three “move in days,” in the hot and humid days of August, lugging all their “stuff” to their dorm rooms and Continue reading →

The Roads are crazy now that Schools are open again!

Charlie Spencer — Tue, 07 Sep 2010 15:12:56 +0000

Now that Labor Day is behind us we see a lot more activity on the roads. People are back from vacation, teachers and students are heading back to school and parents are busy driving their children to all their activities. This is a great time to discuss with your teen drivers the rules you set Continue reading →

Vote for your Prom Photo Today!

Charlie Spencer — Tue, 01 Jun 2010 15:40:08 +0000

Voting starts today in the Montgomery Media’s Prom Photo Contest. Spencer Insurance is pleased to sponsor the Montgomery Media’s Prom Photo Contest. You can still send in your Prom photo and you may win $100. Here is how it works: Click the following link: http://allaroundphilly.upickem.net/engine/Welcome.aspx?contestid=17208. Then register and submit your Prom Photo. Deadline for submission Continue reading →