Spencer Insurance Blog

The Fall Colors have been beautiful the last few weeks.  Then all of the sudden I have a carpet of leaves on my front lawn, sidewalk and porch. Driving down the street last weekend with the wet leaves covering the road reminded me that the leaves soon will be replaced with ice and snow.  This Continue reading →

Most of you probably have children back in school, or returning to school soon.  We came across some bus safety tips we wanted to share with you. It might be a good idea to print these out and go over them with your loved ones. For some 25 million students nationwide, the school day begins Continue reading →

Starting May 1st, New Jersey young drivers will face additional restrictions designed to help keep our teens safe. The new law requires a red reflective decal on the front and rear license plates of vehicles operated by a permit or probationary license holder under age 21.  These decals are removable should another driver who is Continue reading →

Tragically car accidents continue to be the primary cause of teenager deaths.  In our area we had three accidents that caused the death of 6 teen drivers in two months.  I have teamed up with  the Society of Family Insurance Specialists (SFIS) in striving to reduce that statistic by  providing parents a free online 16 step Continue reading →

Fall is “Back to School” time.  This means more traffic on the roads especially in the morning as parents take their children to school.  It is also a time when more teen drivers are on the road and we need to be more alert.  This is a great time to remind your teen drivers that Continue reading →

The Fall Colors have been beautiful the last few weeks.  Then all of the sudden I have a carpet of leaves on my front lawn, sidewalk and porch. The leaves always seem to fall the week after our township scheduled our leaf pick up, but they will be back again in a couple weeks and Continue reading →

    Last time I talked about the importance of a driving contract between a parent and child that sets the ground rules for your child’s safe driving.  I also mentioned the importance of writing this down and having a list of consequences for breaking the rules.   This is a great start but the Continue reading →

By Charlie Spencer CLU Well, you are ready to hand over the keys of your car to your teen driver.  Get ready to be nervous but show your teen that you trust them.  Make sure you and your teen have discussed the ground rules.  Make sure you have a written contract and a list of Continue reading →