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	<title>Spencer Insurance Blog &#187; teen driving</title>
	<atom:link href="http://www.spencerinsurance.com/blog/tag/teen-driving/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.spencerinsurance.com/blog</link>
	<description>The Official Blog of Spencer Insurance Agency, Inc.</description>
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		<title>Driving in Inclement Weather</title>
		<link>http://www.spencerinsurance.com/blog/driving-in-inclement-weather/</link>
		<comments>http://www.spencerinsurance.com/blog/driving-in-inclement-weather/#comments</comments>
		<pubDate>Tue, 13 Dec 2011 08:39:51 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[accident]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[Cost of Insurance]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[drivers education]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[parents of teen drivers]]></category>
		<category><![CDATA[safe driving]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[teen driver education]]></category>
		<category><![CDATA[teen driver/parent contract]]></category>
		<category><![CDATA[teen driving]]></category>
		<category><![CDATA[True costs of insurance]]></category>
		<category><![CDATA[winter car safety kit]]></category>
		<category><![CDATA[winter driving]]></category>
		<category><![CDATA[winter driving tips]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=720</guid>
		<description><![CDATA[<p>The Fall Colors have been beautiful the last few weeks.  Then all of the sudden I have a carpet of leaves on my front lawn, sidewalk and porch. Driving down the street last weekend with the wet leaves covering the road reminded me that the leaves soon will be replaced with ice and snow.  This <a href="http://www.spencerinsurance.com/blog/driving-in-inclement-weather/#more-720" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fdriving-in-inclement-weather%2F&amp;title=Driving%20in%20Inclement%20Weather" id="wpa2a_2"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>The Fall Colors have been beautiful the last few weeks.  Then all of the sudden I have a carpet of leaves on my front lawn, sidewalk and porch. Driving down the street last weekend with the wet leaves covering the road reminded me that the leaves soon will be replaced with ice and snow.  This <a href="http://www.spencerinsurance.com/blog/driving-in-inclement-weather/#more-720" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fdriving-in-inclement-weather%2F&amp;title=Driving%20in%20Inclement%20Weather" id="wpa2a_4"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Back to School Bus Safety Tips</title>
		<link>http://www.spencerinsurance.com/blog/back-to-school-bus-safety-tips/</link>
		<comments>http://www.spencerinsurance.com/blog/back-to-school-bus-safety-tips/#comments</comments>
		<pubDate>Tue, 23 Aug 2011 09:56:51 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[accident]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[back to school]]></category>
		<category><![CDATA[back to school safety]]></category>
		<category><![CDATA[drivers education]]></category>
		<category><![CDATA[homeowner's insurance]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[protect your home]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[school bus]]></category>
		<category><![CDATA[School bus safety]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[student safety]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[teen driver/parent contract]]></category>
		<category><![CDATA[teen driving]]></category>
		<category><![CDATA[teen safety]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=660</guid>
		<description><![CDATA[<p>Most of you probably have children back in school, or returning to school soon.  We came across some bus safety tips we wanted to share with you. It might be a good idea to print these out and go over them with your loved ones. For some 25 million students nationwide, the school day begins <a href="http://www.spencerinsurance.com/blog/back-to-school-bus-safety-tips/#more-660" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fback-to-school-bus-safety-tips%2F&amp;title=Back%20to%20School%20Bus%20Safety%20Tips" id="wpa2a_6"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>Most of you probably have children back in school, or returning to school soon.  We came across some bus safety tips we wanted to share with you. It might be a good idea to print these out and go over them with your loved ones. For some 25 million students nationwide, the school day begins <a href="http://www.spencerinsurance.com/blog/back-to-school-bus-safety-tips/#more-660" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fback-to-school-bus-safety-tips%2F&amp;title=Back%20to%20School%20Bus%20Safety%20Tips" id="wpa2a_8"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		</item>
		<item>
		<title>Keep Our Teens Safe!!</title>
		<link>http://www.spencerinsurance.com/blog/keep-our-teens-safe/</link>
		<comments>http://www.spencerinsurance.com/blog/keep-our-teens-safe/#comments</comments>
		<pubDate>Tue, 27 Apr 2010 19:56:11 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[accident]]></category>
		<category><![CDATA[Cell phone ban]]></category>
		<category><![CDATA[Cost of Insurance]]></category>
		<category><![CDATA[costly mistake]]></category>
		<category><![CDATA[drivers education]]></category>
		<category><![CDATA[graduated drivers license]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[seat belt]]></category>
		<category><![CDATA[teen driver insurance]]></category>
		<category><![CDATA[teen driver/parent contract]]></category>
		<category><![CDATA[teen driving]]></category>
		<category><![CDATA[teen driving contract]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=199</guid>
		<description><![CDATA[<p>Starting May 1st, New Jersey young drivers will face additional restrictions designed to help keep our teens safe. The new law requires a red reflective decal on the front and rear license plates of vehicles operated by a permit or probationary license holder under age 21.  These decals are removable should another driver who is <a href="http://www.spencerinsurance.com/blog/keep-our-teens-safe/#more-199" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fkeep-our-teens-safe%2F&amp;title=Keep%20Our%20Teens%20Safe%21%21" id="wpa2a_10"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>Starting May 1st, New Jersey young drivers will face additional restrictions designed to help keep our teens safe. The new law requires a red reflective decal on the front and rear license plates of vehicles operated by a permit or probationary license holder under age 21.  These decals are removable should another driver who is <a href="http://www.spencerinsurance.com/blog/keep-our-teens-safe/#more-199" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fkeep-our-teens-safe%2F&amp;title=Keep%20Our%20Teens%20Safe%21%21" id="wpa2a_12"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Free Online Home Study Driving Course Offered to Parents to Teach Their Teens to Drive Safely</title>
		<link>http://www.spencerinsurance.com/blog/free-online-home-study-driving-course-offered-to-parents-to-teach-their-teens-to-drive-safely/</link>
		<comments>http://www.spencerinsurance.com/blog/free-online-home-study-driving-course-offered-to-parents-to-teach-their-teens-to-drive-safely/#comments</comments>
		<pubDate>Tue, 05 Jan 2010 20:01:53 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[accident]]></category>
		<category><![CDATA[Cost of Insurance]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[drivers education]]></category>
		<category><![CDATA[GPS monitoring system]]></category>
		<category><![CDATA[graduated drivers license]]></category>
		<category><![CDATA[Insurance Institute of Highway Safety]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[parents of teen drivers]]></category>
		<category><![CDATA[safe driving]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[safe teen driving]]></category>
		<category><![CDATA[seat belt]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[teen consequences]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[teen driver bumper sticker]]></category>
		<category><![CDATA[teen driver education]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[teen driver/parent contract]]></category>
		<category><![CDATA[Teen drivier]]></category>
		<category><![CDATA[teen driving]]></category>
		<category><![CDATA[teen driving contract]]></category>
		<category><![CDATA[teen safety]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=152</guid>
		<description><![CDATA[<p>Tragically car accidents continue to be the primary cause of teenager deaths.  In our area we had three accidents that caused the death of 6 teen drivers in two months.  I have teamed up with  the Society of Family Insurance Specialists (SFIS) in striving to reduce that statistic by  providing parents a free online 16 step <a href="http://www.spencerinsurance.com/blog/free-online-home-study-driving-course-offered-to-parents-to-teach-their-teens-to-drive-safely/#more-152" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Ffree-online-home-study-driving-course-offered-to-parents-to-teach-their-teens-to-drive-safely%2F&amp;title=Free%20Online%20Home%20Study%20Driving%20Course%20Offered%20to%20Parents%20to%20Teach%20Their%20Teens%20to%20Drive%20Safely" id="wpa2a_14"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>Tragically car accidents continue to be the primary cause of teenager deaths.  In our area we had three accidents that caused the death of 6 teen drivers in two months.  I have teamed up with  the Society of Family Insurance Specialists (SFIS) in striving to reduce that statistic by  providing parents a free online 16 step <a href="http://www.spencerinsurance.com/blog/free-online-home-study-driving-course-offered-to-parents-to-teach-their-teens-to-drive-safely/#more-152" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Ffree-online-home-study-driving-course-offered-to-parents-to-teach-their-teens-to-drive-safely%2F&amp;title=Free%20Online%20Home%20Study%20Driving%20Course%20Offered%20to%20Parents%20to%20Teach%20Their%20Teens%20to%20Drive%20Safely" id="wpa2a_16"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>You should be outraged!</title>
		<link>http://www.spencerinsurance.com/blog/you-should-be-outraged/</link>
		<comments>http://www.spencerinsurance.com/blog/you-should-be-outraged/#comments</comments>
		<pubDate>Mon, 28 Dec 2009 21:38:45 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[accident]]></category>
		<category><![CDATA[Cell phone ban]]></category>
		<category><![CDATA[costly mistake]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[GPS monitoring system]]></category>
		<category><![CDATA[graduated drivers license]]></category>
		<category><![CDATA[Insurance Institute of Highway Safety]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[parents of teen drivers]]></category>
		<category><![CDATA[safe driving]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[safe teen driving]]></category>
		<category><![CDATA[seat belt]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[teen consequences]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[teen driver bumper sticker]]></category>
		<category><![CDATA[teen driver education]]></category>
		<category><![CDATA[teen driver expectations]]></category>
		<category><![CDATA[teen driver insurance]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[teen driver/parent contract]]></category>
		<category><![CDATA[Teen drivier]]></category>
		<category><![CDATA[teen driving]]></category>
		<category><![CDATA[teen driving contract]]></category>
		<category><![CDATA[winter driving tips]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=148</guid>
		<description><![CDATA[<a href="http://www.spencerinsurance.com/blog/wp-content/uploads/2009/12/teen-driver3.jpg" rel="lightbox[pics148]" title="teen-driver3"><img src="http://www.spencerinsurance.com/blog/wp-content/uploads/2009/12/teen-driver3.thumbnail.jpg" alt="teen-driver3" width="200" height="133" class="attachment wp-att-149 alignleft" /></a>]]></description>
			<content:encoded><![CDATA[<p><a href="http://www.spencerinsurance.com/blog/wp-content/uploads/2009/12/teen-driver3.jpg" rel="lightbox[pics148]" title="teen-driver3"><img src="http://www.spencerinsurance.com/blog/wp-content/uploads/2009/12/teen-driver3.thumbnail.jpg" alt="teen-driver3" width="200" height="133" class="attachment wp-att-149 alignleft" /></a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fyou-should-be-outraged%2F&amp;title=You%20should%20be%20outraged%21" id="wpa2a_18"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Driving is a “Privilege” not a “Right”</title>
		<link>http://www.spencerinsurance.com/blog/driving-is-a-%e2%80%9cprivilege%e2%80%9d-not-a-%e2%80%9cright%e2%80%9d/</link>
		<comments>http://www.spencerinsurance.com/blog/driving-is-a-%e2%80%9cprivilege%e2%80%9d-not-a-%e2%80%9cright%e2%80%9d/#comments</comments>
		<pubDate>Tue, 08 Sep 2009 15:53:53 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[accident]]></category>
		<category><![CDATA[Cost of Insurance]]></category>
		<category><![CDATA[costly mistake]]></category>
		<category><![CDATA[drivers education]]></category>
		<category><![CDATA[GPS monitoring system]]></category>
		<category><![CDATA[graduated drivers license]]></category>
		<category><![CDATA[Insurance Institute of Highway Safety]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[parents of teen drivers]]></category>
		<category><![CDATA[safe driving]]></category>
		<category><![CDATA[teen driver insurance]]></category>
		<category><![CDATA[Teen drivier]]></category>
		<category><![CDATA[teen driving]]></category>
		<category><![CDATA[teen driving contract]]></category>
		<category><![CDATA[teen safety]]></category>
		<category><![CDATA[True costs of insurance]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=131</guid>
		<description><![CDATA[<p>Fall is “Back to School” time.  This means more traffic on the roads especially in the morning as parents take their children to school.  It is also a time when more teen drivers are on the road and we need to be more alert.  This is a great time to remind your teen drivers that <a href="http://www.spencerinsurance.com/blog/driving-is-a-%e2%80%9cprivilege%e2%80%9d-not-a-%e2%80%9cright%e2%80%9d/#more-131" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fdriving-is-a-%25e2%2580%259cprivilege%25e2%2580%259d-not-a-%25e2%2580%259cright%25e2%2580%259d%2F&amp;title=Driving%20is%20a%20%E2%80%9CPrivilege%E2%80%9D%20not%20a%20%E2%80%9CRight%E2%80%9D" id="wpa2a_20"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>Fall is “Back to School” time.  This means more traffic on the roads especially in the morning as parents take their children to school.  It is also a time when more teen drivers are on the road and we need to be more alert.  This is a great time to remind your teen drivers that <a href="http://www.spencerinsurance.com/blog/driving-is-a-%e2%80%9cprivilege%e2%80%9d-not-a-%e2%80%9cright%e2%80%9d/#more-131" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fdriving-is-a-%25e2%2580%259cprivilege%25e2%2580%259d-not-a-%25e2%2580%259cright%25e2%2580%259d%2F&amp;title=Driving%20is%20a%20%E2%80%9CPrivilege%E2%80%9D%20not%20a%20%E2%80%9CRight%E2%80%9D" id="wpa2a_22"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Teach your teen to drive in ice and snow!</title>
		<link>http://www.spencerinsurance.com/blog/teach-your-teen-to-drive-in-ice-and-snow/</link>
		<comments>http://www.spencerinsurance.com/blog/teach-your-teen-to-drive-in-ice-and-snow/#comments</comments>
		<pubDate>Tue, 18 Nov 2008 14:00:00 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[safe teen driving]]></category>
		<category><![CDATA[teen driving]]></category>
		<category><![CDATA[teen winter driving]]></category>
		<category><![CDATA[winter car safety kit]]></category>
		<category><![CDATA[winter driving]]></category>
		<category><![CDATA[winter driving tips]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=52</guid>
		<description><![CDATA[<p>The Fall Colors have been beautiful the last few weeks.  Then all of the sudden I have a carpet of leaves on my front lawn, sidewalk and porch. The leaves always seem to fall the week after our township scheduled our leaf pick up, but they will be back again in a couple weeks and <a href="http://www.spencerinsurance.com/blog/teach-your-teen-to-drive-in-ice-and-snow/#more-52" class="more-link">Continue reading &rarr;</a></p>
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			<content:encoded><![CDATA[<p>The Fall Colors have been beautiful the last few weeks.  Then all of the sudden I have a carpet of leaves on my front lawn, sidewalk and porch. The leaves always seem to fall the week after our township scheduled our leaf pick up, but they will be back again in a couple weeks and <a href="http://www.spencerinsurance.com/blog/teach-your-teen-to-drive-in-ice-and-snow/#more-52" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fteach-your-teen-to-drive-in-ice-and-snow%2F&amp;title=Teach%20your%20teen%20to%20drive%20in%20ice%20and%20snow%21" id="wpa2a_26"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<title>How to monitor your Child’s Driving</title>
		<link>http://www.spencerinsurance.com/blog/how-to-monitor-your-child%e2%80%99s-driving/</link>
		<comments>http://www.spencerinsurance.com/blog/how-to-monitor-your-child%e2%80%99s-driving/#comments</comments>
		<pubDate>Tue, 11 Nov 2008 15:36:56 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[GPS]]></category>
		<category><![CDATA[GPS monitoring system]]></category>
		<category><![CDATA[Teen drivier]]></category>
		<category><![CDATA[teen driving]]></category>
		<category><![CDATA[teen safety]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=47</guid>
		<description><![CDATA[<p>    Last time I talked about the importance of a driving contract between a parent and child that sets the ground rules for your child’s safe driving.  I also mentioned the importance of writing this down and having a list of consequences for breaking the rules.   This is a great start but the <a href="http://www.spencerinsurance.com/blog/how-to-monitor-your-child%e2%80%99s-driving/#more-47" class="more-link">Continue reading &rarr;</a></p>
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			<content:encoded><![CDATA[<p>    Last time I talked about the importance of a driving contract between a parent and child that sets the ground rules for your child’s safe driving.  I also mentioned the importance of writing this down and having a list of consequences for breaking the rules.   This is a great start but the <a href="http://www.spencerinsurance.com/blog/how-to-monitor-your-child%e2%80%99s-driving/#more-47" class="more-link">Continue reading &rarr;</a></p>
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		<title>11 Safety Tips EVERY Parent Should Enforce</title>
		<link>http://www.spencerinsurance.com/blog/11-safety-tips-every-parent-should-enforce/</link>
		<comments>http://www.spencerinsurance.com/blog/11-safety-tips-every-parent-should-enforce/#comments</comments>
		<pubDate>Tue, 21 Oct 2008 23:12:31 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[safe driving]]></category>
		<category><![CDATA[teen driving]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=36</guid>
		<description><![CDATA[<p>By Charlie Spencer CLU Well, you are ready to hand over the keys of your car to your teen driver.  Get ready to be nervous but show your teen that you trust them.  Make sure you and your teen have discussed the ground rules.  Make sure you have a written contract and a list of <a href="http://www.spencerinsurance.com/blog/11-safety-tips-every-parent-should-enforce/#more-36" class="more-link">Continue reading &rarr;</a></p>
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			<content:encoded><![CDATA[<p>By Charlie Spencer CLU Well, you are ready to hand over the keys of your car to your teen driver.  Get ready to be nervous but show your teen that you trust them.  Make sure you and your teen have discussed the ground rules.  Make sure you have a written contract and a list of <a href="http://www.spencerinsurance.com/blog/11-safety-tips-every-parent-should-enforce/#more-36" class="more-link">Continue reading &rarr;</a></p>
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