The Fall Colors have been beautiful the last few weeks. Then all of the sudden I have a carpet of leaves on my front lawn, sidewalk and porch. Driving down the street last weekend with the wet leaves covering the road reminded me that the leaves soon will be replaced with ice and snow. This Continue reading →
You go to your doctor once a year for your annual physical. You take your pets to the vet for their annual checkup. You take your car for an annual inspection. Now it’s time to have your annual insurance checkup. Things happen to you every day that can have an impact on your insurance coverage Continue reading →
Why do I need to contact Spencer Insurance when I pay off the loan on my car or pay off my mortgage? Mortgagees and Lienholders have rights under your auto and homeowner’s policies. In the case of a claim the lienholder on your car wants to make sure you repaired the car. Likewise, your mortgage Continue reading →
After a disaster, sales people often go from door-to-door canvassing neighborhoods to generate new business for their cleanup and repair services. While many of these people are honest and reputable, some may not have your best interest at heart. Below is a recommended list of steps to take in order to protect yourself as a homeowner: Continue reading →
Okay, how many New Year’s Resolutions have you already broken? Here are some you can make now and keep the rest of the year: Everyone in my car will wear a seatbelt while driving. I will give my full attention to driving: this means no texting, no cell phone, no arguments, and no multi-tasking while Continue reading →
I originally wrote this article for one of our newsletters a few years ago. It is still a timely article and worth repeating. A few years ago I had three children going back to college. Three “move in days,” in the hot and humid days of August, lugging all their “stuff” to their dorm rooms and Continue reading →
The state of Pennsylvania and your local townships have some surprises for you if you need to rebuild your home if it were totally destroyed. Starting January 1, 2011 any home in Pennsylvania that needs to be rebuilt are required to have a sprinkler system. Home builders are not happy with this new requirement and Continue reading →
You have trusted us for years with your home and auto insurance, so why not check with us about your business insurance? Many of our clients are not aware that we can provide the same guidance we provide for your personal insurance to your business. Just like your personal situation every business has different needs. Continue reading →
Montgomery Media has just announced it winners of the 2010 Reader’s Choice Awards. Thank you for voting us #1 Insurance Agency and #1 Life Insurance Agent for the third straight year. We appreciate your confidence and Trust in our Agency. Please remember to refer your friends and family to our agency so they we can Continue reading →
This question comes to us in many forms. Do I have full coverage? Do I have good coverage? Am I fully protected? The answer to these questions can be different for each of our clients. Our Mission Statement says: “Spencer Insurance Agency, Inc. recommends and provides insurance products and services to our clients that best Continue reading →