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	<title>Spencer Insurance Blog &#187; winter driving tips</title>
	<atom:link href="http://www.spencerinsurance.com/blog/tag/winter-driving-tips/feed/" rel="self" type="application/rss+xml" />
	<link>http://www.spencerinsurance.com/blog</link>
	<description>The Official Blog of Spencer Insurance Agency, Inc.</description>
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		<title>Driving in Inclement Weather</title>
		<link>http://www.spencerinsurance.com/blog/driving-in-inclement-weather/</link>
		<comments>http://www.spencerinsurance.com/blog/driving-in-inclement-weather/#comments</comments>
		<pubDate>Tue, 13 Dec 2011 08:39:51 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[accident]]></category>
		<category><![CDATA[auto insurance]]></category>
		<category><![CDATA[car insurance]]></category>
		<category><![CDATA[Cost of Insurance]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[drivers education]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[parents of teen drivers]]></category>
		<category><![CDATA[safe driving]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[teen driver education]]></category>
		<category><![CDATA[teen driver/parent contract]]></category>
		<category><![CDATA[teen driving]]></category>
		<category><![CDATA[True costs of insurance]]></category>
		<category><![CDATA[winter car safety kit]]></category>
		<category><![CDATA[winter driving]]></category>
		<category><![CDATA[winter driving tips]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=720</guid>
		<description><![CDATA[<p>The Fall Colors have been beautiful the last few weeks.  Then all of the sudden I have a carpet of leaves on my front lawn, sidewalk and porch. Driving down the street last weekend with the wet leaves covering the road reminded me that the leaves soon will be replaced with ice and snow.  This <a href="http://www.spencerinsurance.com/blog/driving-in-inclement-weather/#more-720" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fdriving-in-inclement-weather%2F&amp;title=Driving%20in%20Inclement%20Weather" id="wpa2a_2"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>The Fall Colors have been beautiful the last few weeks.  Then all of the sudden I have a carpet of leaves on my front lawn, sidewalk and porch. Driving down the street last weekend with the wet leaves covering the road reminded me that the leaves soon will be replaced with ice and snow.  This <a href="http://www.spencerinsurance.com/blog/driving-in-inclement-weather/#more-720" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fdriving-in-inclement-weather%2F&amp;title=Driving%20in%20Inclement%20Weather" id="wpa2a_4"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		</item>
		<item>
		<title>Cold Weather Survival Tips</title>
		<link>http://www.spencerinsurance.com/blog/cold-weather-survival-tips/</link>
		<comments>http://www.spencerinsurance.com/blog/cold-weather-survival-tips/#comments</comments>
		<pubDate>Tue, 01 Feb 2011 13:14:56 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Value Added Services]]></category>
		<category><![CDATA[home insurance]]></category>
		<category><![CDATA[Home safety]]></category>
		<category><![CDATA[homeowners insurance in Montgomery county]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[winter car safety kit]]></category>
		<category><![CDATA[winter driving]]></category>
		<category><![CDATA[winter driving tips]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=457</guid>
		<description><![CDATA[<p>It has been one cold winter so far.  This is the time I like to plan our summer vacation on the lake.  Summer will be here before you know it. However,  February and March can still be cold months, so here are some Cold Weather Survival Tips. Prolonged exposure to low temperatures, wind and/or moisture <a href="http://www.spencerinsurance.com/blog/cold-weather-survival-tips/#more-457" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fcold-weather-survival-tips%2F&amp;title=Cold%20Weather%20Survival%20Tips" id="wpa2a_6"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>It has been one cold winter so far.  This is the time I like to plan our summer vacation on the lake.  Summer will be here before you know it. However,  February and March can still be cold months, so here are some Cold Weather Survival Tips. Prolonged exposure to low temperatures, wind and/or moisture <a href="http://www.spencerinsurance.com/blog/cold-weather-survival-tips/#more-457" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fcold-weather-survival-tips%2F&amp;title=Cold%20Weather%20Survival%20Tips" id="wpa2a_8"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		</item>
		<item>
		<title>Winter Driving Tips</title>
		<link>http://www.spencerinsurance.com/blog/winter-driving-tips/</link>
		<comments>http://www.spencerinsurance.com/blog/winter-driving-tips/#comments</comments>
		<pubDate>Tue, 07 Dec 2010 12:37:48 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[safe driving]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[teen driver education]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[teen safety]]></category>
		<category><![CDATA[teen winter driving]]></category>
		<category><![CDATA[winter car safety kit]]></category>
		<category><![CDATA[winter driving]]></category>
		<category><![CDATA[winter driving tips]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=420</guid>
		<description><![CDATA[<p>Wow! Remember the snow storms of last winter?  I think we had enough snow for a couple of years but here we go again, winter will be here soon.  This is the time to start thinking of ways to take the opportunity to teach your teen drivers how to drive safely in bad road conditions.  <a href="http://www.spencerinsurance.com/blog/winter-driving-tips/#more-420" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fwinter-driving-tips%2F&amp;title=Winter%20Driving%20Tips" id="wpa2a_10"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>Wow! Remember the snow storms of last winter?  I think we had enough snow for a couple of years but here we go again, winter will be here soon.  This is the time to start thinking of ways to take the opportunity to teach your teen drivers how to drive safely in bad road conditions.  <a href="http://www.spencerinsurance.com/blog/winter-driving-tips/#more-420" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fwinter-driving-tips%2F&amp;title=Winter%20Driving%20Tips" id="wpa2a_12"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		<slash:comments>0</slash:comments>
		</item>
		<item>
		<title>Tips to reduce snow claims</title>
		<link>http://www.spencerinsurance.com/blog/tips-to-reduce-snow-claims/</link>
		<comments>http://www.spencerinsurance.com/blog/tips-to-reduce-snow-claims/#comments</comments>
		<pubDate>Fri, 12 Feb 2010 17:03:26 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[accident]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[drivers education]]></category>
		<category><![CDATA[Home safety]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[protect your home]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[teen winter driving]]></category>
		<category><![CDATA[winter car safety kit]]></category>
		<category><![CDATA[winter driving]]></category>
		<category><![CDATA[winter driving tips]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=158</guid>
		<description><![CDATA[<p>Wow!  Did I hear 47 inches of snow in one week here in Philly?  There are several things you should do to prevent claims on your auto and home insurance. Your auto insurance: Since many back streets are still snow covered and that snow is packed and like ice, you need to allow a lot <a href="http://www.spencerinsurance.com/blog/tips-to-reduce-snow-claims/#more-158" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Ftips-to-reduce-snow-claims%2F&amp;title=Tips%20to%20reduce%20snow%20claims" id="wpa2a_14"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>Wow!  Did I hear 47 inches of snow in one week here in Philly?  There are several things you should do to prevent claims on your auto and home insurance. Your auto insurance: Since many back streets are still snow covered and that snow is packed and like ice, you need to allow a lot <a href="http://www.spencerinsurance.com/blog/tips-to-reduce-snow-claims/#more-158" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Ftips-to-reduce-snow-claims%2F&amp;title=Tips%20to%20reduce%20snow%20claims" id="wpa2a_16"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></content:encoded>
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		</item>
		<item>
		<title>You should be outraged!</title>
		<link>http://www.spencerinsurance.com/blog/you-should-be-outraged/</link>
		<comments>http://www.spencerinsurance.com/blog/you-should-be-outraged/#comments</comments>
		<pubDate>Mon, 28 Dec 2009 21:38:45 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[accident]]></category>
		<category><![CDATA[Cell phone ban]]></category>
		<category><![CDATA[costly mistake]]></category>
		<category><![CDATA[driver education]]></category>
		<category><![CDATA[GPS monitoring system]]></category>
		<category><![CDATA[graduated drivers license]]></category>
		<category><![CDATA[Insurance Institute of Highway Safety]]></category>
		<category><![CDATA[parent of teen driver]]></category>
		<category><![CDATA[parents of teen drivers]]></category>
		<category><![CDATA[safe driving]]></category>
		<category><![CDATA[safe teen driver]]></category>
		<category><![CDATA[safe teen driving]]></category>
		<category><![CDATA[seat belt]]></category>
		<category><![CDATA[stress and the teen driver]]></category>
		<category><![CDATA[teen consequences]]></category>
		<category><![CDATA[Teen Driver]]></category>
		<category><![CDATA[teen driver bumper sticker]]></category>
		<category><![CDATA[teen driver education]]></category>
		<category><![CDATA[teen driver expectations]]></category>
		<category><![CDATA[teen driver insurance]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[teen driver/parent contract]]></category>
		<category><![CDATA[Teen drivier]]></category>
		<category><![CDATA[teen driving]]></category>
		<category><![CDATA[teen driving contract]]></category>
		<category><![CDATA[winter driving tips]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=148</guid>
		<description><![CDATA[<a href="http://www.spencerinsurance.com/blog/wp-content/uploads/2009/12/teen-driver3.jpg" rel="lightbox[pics148]" title="teen-driver3"><img src="http://www.spencerinsurance.com/blog/wp-content/uploads/2009/12/teen-driver3.thumbnail.jpg" alt="teen-driver3" width="200" height="133" class="attachment wp-att-149 alignleft" /></a>]]></description>
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		</item>
		<item>
		<title>Can I drop auto insurance on my seasonal or broken down vehicle?</title>
		<link>http://www.spencerinsurance.com/blog/can-i-drop-auto-insurance-on-my-seasonal-or-broken-down-vehicle/</link>
		<comments>http://www.spencerinsurance.com/blog/can-i-drop-auto-insurance-on-my-seasonal-or-broken-down-vehicle/#comments</comments>
		<pubDate>Wed, 11 Nov 2009 19:02:53 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Value Added Services]]></category>
		<category><![CDATA[accident]]></category>
		<category><![CDATA[Cost of Insurance]]></category>
		<category><![CDATA[costly mistake]]></category>
		<category><![CDATA[drivers education]]></category>
		<category><![CDATA[True costs of insurance]]></category>
		<category><![CDATA[wedding insurance]]></category>
		<category><![CDATA[winter car safety kit]]></category>
		<category><![CDATA[winter driving]]></category>
		<category><![CDATA[winter driving tips]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=142</guid>
		<description><![CDATA[<p>Don’t Take that chance! Don&#8217;t drop your auto insurance on a seasonal vehicle unless you have surrendered your tag to PennDOT and talked to me.  Pennsylvania allows you to drop your auto insurance on a seasonal vehicle as long as it is not registered.   If you do not surrender the tag you could have severe <a href="http://www.spencerinsurance.com/blog/can-i-drop-auto-insurance-on-my-seasonal-or-broken-down-vehicle/#more-142" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fcan-i-drop-auto-insurance-on-my-seasonal-or-broken-down-vehicle%2F&amp;title=Can%20I%20drop%20auto%20insurance%20on%20my%20seasonal%20or%20broken%20down%20vehicle%3F" id="wpa2a_20"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>Don’t Take that chance! Don&#8217;t drop your auto insurance on a seasonal vehicle unless you have surrendered your tag to PennDOT and talked to me.  Pennsylvania allows you to drop your auto insurance on a seasonal vehicle as long as it is not registered.   If you do not surrender the tag you could have severe <a href="http://www.spencerinsurance.com/blog/can-i-drop-auto-insurance-on-my-seasonal-or-broken-down-vehicle/#more-142" class="more-link">Continue reading &rarr;</a></p>
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		</item>
		<item>
		<title>Teach your teen to drive in ice and snow!</title>
		<link>http://www.spencerinsurance.com/blog/teach-your-teen-to-drive-in-ice-and-snow/</link>
		<comments>http://www.spencerinsurance.com/blog/teach-your-teen-to-drive-in-ice-and-snow/#comments</comments>
		<pubDate>Tue, 18 Nov 2008 14:00:00 +0000</pubDate>
		<dc:creator>Charlie Spencer</dc:creator>
				<category><![CDATA[Charlie]]></category>
		<category><![CDATA[Teen Driver Safety]]></category>
		<category><![CDATA[safe teen driving]]></category>
		<category><![CDATA[teen driving]]></category>
		<category><![CDATA[teen winter driving]]></category>
		<category><![CDATA[winter car safety kit]]></category>
		<category><![CDATA[winter driving]]></category>
		<category><![CDATA[winter driving tips]]></category>

		<guid isPermaLink="false">http://www.spencerinsurance.com/blog/?p=52</guid>
		<description><![CDATA[<p>The Fall Colors have been beautiful the last few weeks.  Then all of the sudden I have a carpet of leaves on my front lawn, sidewalk and porch. The leaves always seem to fall the week after our township scheduled our leaf pick up, but they will be back again in a couple weeks and <a href="http://www.spencerinsurance.com/blog/teach-your-teen-to-drive-in-ice-and-snow/#more-52" class="more-link">Continue reading &rarr;</a></p>
<p><a class="a2a_dd a2a_target addtoany_share_save" href="http://www.addtoany.com/share_save#url=http%3A%2F%2Fwww.spencerinsurance.com%2Fblog%2Fteach-your-teen-to-drive-in-ice-and-snow%2F&amp;title=Teach%20your%20teen%20to%20drive%20in%20ice%20and%20snow%21" id="wpa2a_24"><img src="http://www.spencerinsurance.com/blog/wp-content/plugins/add-to-any/share_save_171_16.png" width="171" height="16" alt="Share"/></a></p>]]></description>
			<content:encoded><![CDATA[<p>The Fall Colors have been beautiful the last few weeks.  Then all of the sudden I have a carpet of leaves on my front lawn, sidewalk and porch. The leaves always seem to fall the week after our township scheduled our leaf pick up, but they will be back again in a couple weeks and <a href="http://www.spencerinsurance.com/blog/teach-your-teen-to-drive-in-ice-and-snow/#more-52" class="more-link">Continue reading &rarr;</a></p>
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